For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Do I need to report my crypto holdings to EY?

Total noob moron here. I cannot figure out kraken. I have eth and bitcoin on coinbase and am trying to buy other currencies. When I click new order the price is blank. I don't get it...thanks

When there is FUD you buy

Hi do you interview from time to time just to check what’s your market worth?

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

Hi, I have 2 offers below,

1. 50lakhs per year in Bangalore
2. €105k in Netherlands

Considering the economic crisis due to war, inflation etc. I am confused on which one to select. Please guide me.

What is the *prime* amount of money to bring you happiness?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

I want to track my portfolio in USD. E.g if I bought an alt using BTC on 1 Dec and sold on 10 Dec, I want to see the value change in USD. Is there an app that does that? Blockfolio only shows in BTC..

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

How to change bank account to receive salry I currently have HDFC want to change it AXIS

How much money do you make and have in your checking and savings? // how many years have you been working post college...

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

I have a fantastic mortgage at Wells. Amazing rates! Message me if you want an intro.

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Where’s bcg tonight?

What should be my asking salary for a brand planner job at midwest independent agency? Made 58k at previous NYC IPG agency.

What is the entry level salary expectation for data analyst in Mumbai please share your thought also...

Never feel indebted to your company coz they hired your talent and they pay for the same, neither you are doing charity nor they

Anyone working in thoughtworks as Devops/infra ? Please let me know,need one help.

Anybody here an Account Manager at AON?

How do you like it?

What company runs the background check?

Hi all,
How much time will they take for background verification in Barclays.
Can anyone tell.

What kind of appreciation do you prefer? Private or public?

Hi sharks, any hints on the VP salary at MS&C

Isnit true that McKinsey Canada raised base by 10% for BA1 and BA2?

Hello Fishes,

Which Is better company to join for optum or ey?

Thanks

Hi,

What is the grade hierarchy for natwest?
I have been given B6 at 3.5YOE, is that correct?

Also, what would be the salary range at this grade.

Please tell me about the benefits of the Deloitte Corporate AmEx. Thanks!

Hey Fishesh,

Looking for a referral, serving notice period and lwd is 19 oct

YOE: 11
Technology: Power Platform, SharePoint online and on premises, React, SPFx, Migration using Sharegate and Matalogix, Power-shell scripts.

Please DM me for any opportunities

How is the work life balance at IBM?

Currently working at EY and recently promoted Senior looking to switch into a Business Transformation consulting role. Could anyone provide some insights on the day to day, as we as the interview process? Thank you very much.

Does buyer have to share appraisal with seller? Can seller request it?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Is it common for HOA to ask you to prove your car registration is up to date?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!