{ "media_type": "text", "post_content": "I know you should technically use your Amex for business expenses, but does anyone have experience of using personal card to get points? Is it easy to get away with?", "post_id": "598f45e2df636b00169a28e4", "reply_count": 14, "vote_count": 1, "bowl_id": "564a5cdb94887803001dd07c", "bowl_name": "Accounting" }

I know you should technically use your Amex for business expenses, but does anyone have experience of using personal card to get points? Is it easy to get away with?

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I'm not sure exactly (don't have it myself) but I think it's something like $95. If I recall, others have told me the break even point is around $9000.

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^how much is to get the points. I know this has been discussed on here before and here is a break even point that you have to hit to make it worthwhile

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Depends if you travel a lot. For me, it's worth it. I probably have like $700 in point value now

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Haha, partners in my group are the ones who taught me the points game. Firm made a lot of noise about external credit cards like 18 months ago but I haven't ever gotten push back on any expenses since then (~35k in expenses over that period).

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Delta card for flights and Marriott card for hotel, all else on the Amex. If you have to submit your receipt for the expense anyway (air and hotel) might as well get the points.

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I had gotten away with it before using another AmEx card to book tickets but not sure if I just got lucky or they don't care...

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If its under the receipt policy youre probably fine

Pay for the points on your corporate Amex. Super easy to get away with because that's how you are supposed to do it...

Yea I think it's $95 a year. The points equate to 1% cash back. So, the break even point is $9,500 a year

Frequent traveler - use spg Amex for all stays.

I use my Marriott credit card for all my hotel stays. Outside of that it seems like it would be a pain

Ey3 I did that for a while and then the partner caught onto people doing it and make a big deal out of it and said it is a fireable offense. Haven't done it since, so just be careful

That is one of the best perks of leaving B4. No corporate card, so I use my CSR card.

What if you forget your corporate card? Can you charge the hotel stay to your personal card and get it expensed with receipt?

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