I refinanced 250k out of 300k from federal to private and now none of the new federal repayment plans help me. Anyone in this boat and any suggestions? My private loan interest rate is only 3.3% but I’m paying $2k / month and it would only be $900 had I kept them federal under the new plans

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Using coin on Robinhood vs a wallet?

Is this the official Amex Fishbowl?

I'm currently working for a startup that has been unable to pay us for 2ish months while they are trying to secure investor funding. They said they will back pay us and (we're working much fewer hours) and they were reaching into their personal savings for months before and never took a salary. We have patients enrolled so we agreed to help for a few weeks but not for this long. I don't want to burn bridges and I am currently interviewing elsewhere but any recommendations??

Hi EY people…who is the 401k provider for you? Vanguard?

How many quotes have you gotten for interest rates and overall costs?

I decided to come home to CA from NYC at the end of April 2020. How should I go about with filing my taxes since my work is technically in NYC and I didn’t change any payroll address. Do I file part-time resident for NY?

When will real estate law move past the need for original signature pages? They are the bane of my existence.

Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Anyone else into Bank Bonus churning?

Any reviews on US Bank’s platinum checking account ?

I am working with a loan agent for a mortgage account. Per the agent, I will get a credit of 1000$ once I open the checking account. It should cover the loan application fee and commitment fee. (1100$)
Here’s the catch — the account has a 24$ monthly maintenance fee. And that gets waived with the mortgage.

I wonder what would happen if I refinance.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

My wife is using my credit card too much.
Monthly around 13K.

Everytime I confronted her the ending is always the same, I loose the argument and end up paying everything.

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

Men who can both be right and sit tight are uncommon, it is only after a stock operator grasps this that one can make the big money.

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

Told I’m thinking too technical because I’m focusing on how to make an illustration work on desktop AND mobile. Well I’m sorry but… you’re too old. Thinking technical is extremely important in times like this.

OK! Confession time. I am a hypocrite. I judge people@if they ghost me on Grindr, at the sametime I do it a lot. I feel ashamed now

Hi all! I’ve been dating my bf for about 4 months now and there are some things he says/is into that make me believe he is either Bisexual or has gender dysphoria. I could really use someone’s advice who has a similar experience like this. Is anyone willing to chat? I just want to be supportive and helpful.

Is someone here stuck on the job title because of the GC processing? I am just so frustrated… it’s making me mentally exhausted since I’ve been working as a Senior for 5 years already. My PERM is still in process and planned to be filed next year.

Sunday Wordle 449 5/6

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🟩🟩🟩🟩🟩

Hi All- I’m looking for a super simple time tracking platform to integrate with Asana for a team of 5. All we need it for is to see how much time is going into different projects that our department is managing. That’s it. No billing/invoicing/don’t care about time sheets, etc. We just need the ability to track and pull a report at the end of each month. Anyone have recommendations?

Looking for suggestions on a good app that will notify me headlines related to O&G industry - in the past, I’ve just manually searched under energy but would like to follow closer in future. Help!

Auto Sales Manager in HCOL city, 6YOE making $68k base, $1300/month variable bonus, $4k RSU w/ 2 year vest schedule. $500/ month health ins premium. -Looking to possible change fields to drastically increase comp… any suggestions?

What would be the CTC for technical lead role?
They are giving 15 percent variable as well.

Will I get 100 percent variable on quarterly basis or not?
What's you experience with Infy?

Currently interviewing at JPMorgan in their CIB division for a associate operations role. Have met with 5 people for two different teams and another person for another team, all of which I believe are 3 total open positions for 3 different teams. Any insight on the interview process or how long it takes or any sort of idea to give me on what I could look for that might help me believe I might get an offer? Checked my online application again recently and still says “In Consideration”

I’m trying to transfer departments at my company and I talked to the MD of the department i wanna transfer to, and told him working remotely is a requirement to me, and he said he’s not sure if that’s possible, and that would depend on HR and the hiring manager. He still forwarded my resume to HR and I got an interview. How should I negotiate to make the role fully remote?

Is it worth joining Capgemini as Senior manager. How's the work life balance and job security in that role?

In my notice period in TCS decided to hunt for interview in other company after one month, within 3 months i should able to get any offer letter from companies.m I doing the right thing,any openings please let me know guys.

any insight into how a pmm skillset is different from a brand strategist one? of course the pmm applies insights to and influences the product, but it seems like a lot of the core elements - research, understanding the user, generating insights, developing messaging and angles to speak to them, etc are super similar. interested in transitioning and I want to understand where my gaps are!

I have a wee crush on one of the partners in my firm and I thought he liked me too, but neither of us did anything about it (which is entirely appropriate). That was all pre-Rona. Now I’m leaving the firm and pursuing another opportunity and staying in the same city. Since he’ll no longer be my boss, is there a way to find out if my feeling was correct? How should I go about this? (Especially given Rona?)

I am going to speak with a recruiter at Houlihan Lokey TMT in LA. I would like to know more about the group and its culture. Would love to connect and network🙏

Hi all,
I am currently working in infosys as Devops consultant with 4.4 exp and looking to switch company. Can anyone refer me in tcs ?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you could go back in time what would you tell yourself before taking out student loans?

SOFI or who else?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Damn LIBOR rate up again...

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?