How many quotes have you gotten for interest rates and overall costs?

$RKT - ceo was just on CNBC and said founders/employees own 90% shares outstanding and there is a 40% short interest as of 1/15/2021 (MarketWatch). Could be another opportunity.

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

So what stonks are we buying?

Anyone know of a good cross-border US/UK financial fiduciary?

Hi EY people…who is the 401k provider for you? Vanguard?

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

Best way to store coins? Best wallet to use?

Is this the official Amex Fishbowl?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

Do desi consultants opt for 401K? Upside/downside?

Tax question- Indian immigrant filing taxes in US.
If non-US (Indian) bank account is more than $10k, then one has to file additional forms?

Use savings to (partially) pay for business school or invest and fully cover via loans?

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

How does the performance review session work in EY? I’m part of advisory.

Hi, What all client Wipro has in iDEAS D&C in wealth management and what all are good wrt learning and work life balance ? Thanks

Any one got the retention offer from TCS ?

Has anyone quit without backup offer? Did you regret doing so?

What's the best luxury points hotel in Kyoto? Deciding between the Suiran Kyoto and the Ritz.

Current Titanium member, so considerations are service, hard product quality, location, and elite recognition. TIA!

I just bought an Alexa for my grandma's birthday. Her old radio broke and she's been kind of sad because she can't listen to her favorite music anymore while cooking, so I thought this would be a good pick. She'll have her favorite music right there.

Later today my grandpa tells me she's not been asking Alexa for her favorite music, but for her radio stations instead 😭😂

Once a vaccine is found (assuming it'll be in the next 12 months) how long do you think it'll take the economy to rebound?

🗣️ #ASpaceToVent 🗣️
Making a career change is tough! Let's use this thread for venting, asking for community support and feedback, or just being witnessed on something that needs to be shared. A space to say what you can't say elsewhere!

Hi all,

What do you think is a bare minimum CTC required to sustain a good married life considering life in a metro city. I do earn about 15LPA. So how much should. I look for in a guy?

A friend of mine and I are both starting our life firms from scratch. We both do two different areas of law. How can we help each other with referrals and networking? We live in an area that’s pretty geographically large in two different parts of town.

I’m finding it so hard to be motivated at work. I think it’s a mix of wfh burnout, living at home and not socializing/doing anything new, scope creep on my project leading to long hours, and being intellectually bored. What keeps you in this job? What has motivated you to stay?

Any IPS Advisory folks here ?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Need to know some great career shaping courses in US for Pharmacy graduates? How difficult to get a job in US for Pharmacy graduates?

How is pega practice in LTI ?

Currently interviewing at CBRE for an analyst position… looking on Glassdoor it seems like the salaries are quite low. Anyone in the Vancouver office could confirm or deny? I am currently making 65k and would be looking for an offer around 75k.

How is IBM gurgaon for java developer(i have 4 year exp). is IBM gurgaon having good java development project?

A recession is already here. Inflation is still high, although hope hopefully peaking. Realistically I don’t see the fed dropping rates until 2024-2025. What will it take for the fed to reverse course and decrease rates?

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

Purchase a new build recently? How long is the estimated construction timeline?

What interest rate have you been quoted as of late?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

Under current circumstances, fixed rate or adjustable mortgage rate?

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?

For anyone that has used Lennar’s in house lender, Lennar mortgage, how do their rates compare against competitors?

Whom would you opt for, Builders lender or traditional lender for new construction?

As the interest rates continue to rattle the market, how have they affected your personal situation?

If both are priced relatively similar, which would you choose: new construction or existing home?

What will interest rates be come December?

If you were playing in buying a home, are you still going through with it or no longer in the market?

What interest rates have you been quoted lately?

Mortgage rates jumped in the last couple of weeks to 6.28% because of inflation data, as well as the fed increasing rates by 75bps. If the fed sticks to their plans (Jul rate inc if 50bps/75bps; followed by 3 inc of 50 bps), will rates continue to range between 5.75-7%?

After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.