Any reviews on US Bank’s platinum checking account ?

I am working with a loan agent for a mortgage account. Per the agent, I will get a credit of 1000$ once I open the checking account. It should cover the loan application fee and commitment fee. (1100$)
Here’s the catch — the account has a 24$ monthly maintenance fee. And that gets waived with the mortgage.

I wonder what would happen if I refinance.

Anyone here tryna go into impact investing?

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

Is there a right time to start investing in real estate? For those who have early on, what would you say is a “prerequisite” to start the investing process?

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Why do people accrue prepaid expenses?

What are some good modern/post-pandemic personal finance books you can recommend?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

Investment advice for a junior associate (with minimal research or effort). Young with minimal expenses, so open to any and all suggestions.

Anyone have opinions on K2 Integrity? Growth potential their or stay away?

I have 6+ years of experience, wanted to switch to other organisations as I am not feeling comfortable,this is 5 th company

Not sure if anyone is gonna be down for this but i know of a writing gig with a rate of $60-$80/hr. It’s mainly website copy for a web3 company so it could be good to get that experience. DM if you’re interested.

My friend referred my resume to EY, how long should I expect to wait before hearing a response back?

Bad idea to reneg on an internship offer for a better offer?

How long is the recruitment process from E2E? From first time recruiter reaches out to when you sign offer letter? I know this will vary but very curious because the people I’m interviewing with talk about how long it is a lot

How do you guys think about placing limits on your watch collection?

Had the CSP for 18 months. Do I upgrade to the Reserve now (no signing bonus) or wait until my 24 months are up and cancel old/apply for the Reserve to get the signing?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

anyone suggest some good PG for men near deloitte Hyd office.

Is 16.5 LPA for a data scientist with 6.5 years of experience less? Current band 7A.

Full stack developer required for freelancing..if interested DM me.

Does anyone wanna share Spotify playlists? :D
I’m bored of mine :(

I hate going to the Apple Store nowadays.

Mindshare1, looks like you have some competition now haha

Anyone have lines on directing gigs (comedy or otherwise)? I'm finishing a long-term job and looking to next year. I've won several awards for sorry films I've made, have creative producing experience, and am a very strong writer. Also, loads of spirits brands in my portfolio. Can go freelance or if someone is looking to add to their rosters, I'm totally down. Thanks!

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

How much do you keep in the bank vs brokerage?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

My grandma is nearing the end of her life, so I just booked a last minute flight home with cash. I am thinking of booking a returning flight in the next few days with points with United. I may have to cancel/reschedule...does anyone know if they refund points if <1 week out? I can’t find the answer online.

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Wish I listened to my roommate on Blue Apron. Up 115%

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

ICLN or TAN for clean energy long term?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Thoughts on SoFi bank?