Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Has anyone made the transition from non-profit and small firm practice to federal government, big law, in-house? I’m a special education parent attorney at a small firm and I’ve spent my legal career in the education and juvenile areas of the law working for 2 non-profits before ending up at the firm. However, I’m just exhausted, unmotivated, and and looking for a change. At this point (6.5 yrs of practice), is that type of transition even possible or am I stuck due to the practice area?

Anyone know good penny stock to invest in? I have some "play" money that I would like to invest in some good penny stocks.

That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

HBS admits - does anyone know what is the max income threshold 3 years combined to qualify for financial aid?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

Is there a legal way for an international student in the US to earn money on the side?

Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.

So supposed to head out of town for a long weekend with friends starting the evening of 4/21. My one friend and her son tested positive for Covid on 4/13 and have been sick. She says she is coming on our trip. On the following Thurs 4/28 I need to spend time with my 92 year old diabetic father. Do I go on this trip? I don’t think my friend has quarantined long enough to be sitting with 6 people driving in a van to our location unmasked as well as in the hotel room. Would you go on this trip?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

Advice and/or consolation anyone? My wife and I (both above average health 30year olds) were trying for 11 months before getting pregnant and then had a week 5 early miscarriage a few months back. If the stress and surprise of just how difficult it apparently is to get pregnant wasn’t enough, the miscarriage put us over. We got back to it and have been trying for the last 2 months again, still no luck. We’re freaking out… all we want is a family. Any similar stories? Advice? 😢

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Real estate help: Boyfriend and girlfriend buy a home together with a loan from bank. Boyfriend and girlfriend are now separated and both agree that girlfriend will live somewhere else. Both agree that they would like to take girlfriend off the deed but also off the hook with lender bank. What would you do in this situation as attorney for girlfriend?

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

Hello Fishes,

Can anyone guide on best platform for HR job opportunities in foreign countries for Indians?

Any update on work from office in TCS? Are they still calling ? As no. of cases are increasing

Any parents here? How did you originally explain the Covid pandemic to your children?

Is there a legal way for an international student in the US to earn money on the side?

Looking for a pharmacist job with a pharmaceutical company. Have prior experiences with pharmaceutical company including Medical Information and Safety. Please let me know.

take job with long commute or stay at b4?

Does Accenture give any extra days off as a result of COVID-19?

What’s the ratio of IT support staff (excluding Directors, managers, etc) to users at your shop?

How are you guys thinking about booking appointments for 1st time H1B stamping? Every time I open the site, there are no slots available for 2022. I’m sure majority of you have faced the same. Also, heard that some people have reached out to agents and got their booking done via them. Is that even a safe option? At this point of time, having being waiting for appointments for months, I wonder if there’s any other option ?

What is the typical comp range for managers / senior managers in a MCOL city?

I have recently received offer from jpmc as an associate of consumer and community banking, that means job grade will be 601?

When I have more salsa then I do chips, I always pour the crumbs in and eat it up Ethiopian food style

Need referral for fresher java role Mumbai location

What would be band 9 (senior managing consultant) salary range at IBM digital strategy and iX for NYC?

Is there another bigger bowl for all IBm employees ? Can anyone please share the link ?

Are Coforge reviews fake on Glassdoor? Had a discussion with their HR today. He was telling Coforge is doubling in size and revenue in the next 2 years, we had the least attrition. You can do your research. Maybe Delhi Noida based companies, I really feel scared about. I think they will say anything to get a joining.

Kind of wanna move to Europe, where do I find an awesome job europeople? CD.

I joined atos paladion recently, can i expect any welcome gifts from atos.

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

What’s a good FIRE-friendly car purchase?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

Anyone know of a good cross-border US/UK financial fiduciary?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Those planning FIRE who have 2+ kids. Do you plan on funding their entire college education public or private? Grad school? How does that factor into your financial planning?

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

What’s better the S&P or a total stock market index fund?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?