I work in finance and have a good grasp of investing but am young / early in my career — should I get a financial planner? I know I could do it myself but also think I would benefit from an expert that is more knowledgeable in this field

like
Posting as :
works at
You are currently posting as works at

No. Just keep a savings account for emergency funds and throw money at SP500-based ETFs

like

Because of your age you should invest in small stock emerging market funds and gradually open various other investment vehicles like a ROTH IRA. Build your trust and when you’re ready to buy a house add your house to your trust for tax purposes. And put more than the 4-5% match into your 401k. Thank me later!

Related Posts

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

likefunny

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

like

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

like

Hpw do I buy alt coins? Deloitte, a u tattooing?

like

Didn’t realize crypto had MLK Jr sales too! 🤑💰

like

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

like

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

like

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

like

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

like

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

like

Have a big upcoming international trip and trying to choose between the Marriott convoy boundless credit card or the chase sapphire preferred card to not have foreign transaction fees. Anyone have any experience with either and can help tip the scales one way or another?

like

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

like

How much can we save in Canada Onsite ? Tech lead role. Avg sal in glass door is $80k .

like

How long does it take to get ofc Laptop after DOJ?

like

Get rich or die tryin #50Cent #Crypto2018

like

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

like

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

like

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

likesmarthelpful

More Posts

like

Wednesday Wordle 410 5/6

⬛🟩🟩⬛⬛
⬛🟩🟩⬛🟩
⬛🟩🟩🟩🟩
⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

like

Daily filling Timesheet even on bench.. bad process. it shall be weekly or monthly..

like

New positions open in Capgemini..
DM if you find it suitable..

Post Photo
like

Gut check. On HCP projects, do you find the client or CW suggests what part of ISI per page?

like

What are effective ways to ensure your team feels content within the workplace? There is a rise of many people feeling undervalued and not cared for as an employee. I would like to change that. No matter the job, no one should feel less than.

like

Anyone know if any of the MBBs are hiring experienced hires in India?

like
like
like

I am working in CG as a consultant with close to 9 years of experience and 9 lacs CTC. Is it ok or should the package be more? Can I ask HR for salary correction? What is the range like in the B2 level?

like

Dear Friends,

I had my package discussion with HR and they asked me to submit the documents for approval. In the meantime I received a link from Capgemini to take the Mocha English Pro test.

Can anyone help me understand what this test is about and what kind of questions we can expect..I would appreciate your quick response as I have 2 days left to complete the test.
Thank you in advance.

like

Hi Chicago fish, my team is looking for an ACD (copywriter) for a financial services account. Good work/life balance here, nice folks and a big agency. Please DM me your portfolio if interested.

like

Can anyone please refer me SAP MM job?

like

What are the best finance conferences in the US?

like

Is it true that less than 20% of engineers are women, even when there are so many programs specifically focused on getting females into STEM fields? It seems like it should be more evenly distributed

like

I have been in industry for 1 yr after 5 yrs in public. I miss some coworkers and clients but overall this is much better. I make more money working far less hours. If I don’t move up I’ll job hop.

like

Anyone have success leaving their firm after a year out of undergrad? If so, did you come into your new role at an entry level position?

like

Hello Everyone, What should be the expected CTC in company @Autodesk

My details:
YoE : 8 years
Current fixed : 23.5lpa
Tech : java , cloud
Position offered : senior software Engineer

Anyone from Autodesk or ex employee can you please help me.


Autodesk

like

Additional Posts in Finance

Are there any expats here?

like

Xerox's bid for HP is effectively dead, at least for now.

like

Tried to apply to a role at DB, gave up trying to get through the antiquated application portal... why am I not surprised?

like

When working from home, do you really get any work done, or do you just “work from home”?

Are cover letters important if they don’t ask for one? There are so many job postings and applicants I can’t tell if they would be beneficial to show effort or just a waste of time to write with how little time I assume people are looking at applications with the mass hiring going on. If I should be writing one, any advice how to format?

like

Whats better FIG or Diversified Industrials in IB Coverage?

like

Stand up desk as a 2nd year...hardo look or acceptable

like

How much notice period does your firm require and has anyone quit without giving the full notice period?

like

Have you ever been accused of mansplaining? What is it?

like

I’m in a final round interview with EY for entry level roles. Does it affect me negatively if my recruiter knows that I’ve offer from multiple other big 4 firms? I received a form to fill where It asks for any offers that I already have.

like

"VCs" in the bay are truly a dime a dozen

like

Hello! what are the best books to read for stock trading beginners? And which book would you recommend to start with?

like

Did anyone have a hard time transitioning into a full-time job/adulthood after college?

like

What is the highest-paying Finance career immediately post-MBA?

like

What's the deal with the lack of efficiency in banking?

like

Help me out - I'm starting a HedgeFund. I'm calling it ____________ Capital.

like

Anybody need a new quant? I'm looking for a move.

like

My MD won't stop saying "penetrate" in our meeting. Apparently I still have the humor of a 10-year-old

like

Is 25 too old to lateral from my no name boutique to an MM or BB?

like

Is fishbowl only available on the US App Store?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal