If my employer doesn’t match, is it better to invest in 401k, IRA or Roth IRA?

Hi! Anyone have any idea about online assessment of McKinsey for backend developer?

For people in consulting - do you often read books about project management and motivation? Would appreciate your recommendations (preferably the ones with more than one thought for the whole brick of text 🤨).

Can anyone provide referrals to account manager or partnerships enablement roles in fintech companies in London?

Happy to have a chat if someone is hiring in their team!

Already spoke with a partner who wanted something done this morning for him to review and then we discuss again. Sent it to him about 4 hours ago. Should take him half an hour to review max. At what point can I check in with him to see when we can catch up so I’m not waiting in the office all day?

I ve been in Houston for like 8 months now. I am introverted, and I live by myself. I literally have no friends here outside of the folks I talk to at work.
I need help.

Filing all tax forms for a corporation for the first time. Does anyone use TurboTax for this? Besides y/e tax return what else is needed to file? Quarterly 1040ES? Payroll tax?

Does anyone happen to know if spring ‘22 grads can apply to winter ‘22 internship positions at Big4?

Maximum ctc that TCS can offer to 5yr full stack developer .....

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I need an opinion, which field is better in terms of compensation and work/ life balance , a sales producer or adjuster ??

I am interning at Amazon. And i wanna know how can i make it to full time offer

Hi I’m a finance students that’s graduating in may and I’m deciding if I should take an exptership with PWC for consulting or one with Hp that will work on VC & Business analytics. Since I more solid on soft skills then hard skills should I do the one with HP

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance@

Have an offer from a dream company but I'll need to go in at a lower level. Knowing that I can bring a lot of value to the company (read- I know my worth), I negotiated with the hiring manager to have a level/comp review 6 months after employment. If I hit all my goals (ie, prove myself) within that time frame, I'll get a promotion and salary adjustment.
QUESTIONS:
Should this be in writing in the offer letter?
How detailed should it be? I assume I won't know what goals to set till I start...

Public vs private sector clients in Canada:

Which do you prefer and why? How has your experience, learning, WLB, and future marketability varied across both?

I’ve been in tech sales for 20+ years. Have an opportunity to take a position at a tech company in Sales Enablement. Anyone have some insight into this type of role? Is it interesting, challenging, collaborative?
Thinking about coaching others in sales could be fun for me at this stage.
Would love some input as this is a new field unfamiliar with.

How does one go about switching practice groups within the same firm? I was under the impression it’s better to lateral elsewhere but I do really like my firm, just not the work in this practice area. Want to switch from transactional to litigation.

I have students that need to make up a missing test. I want to keep the integrity and validity of a test.
Any suggestions??

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Anyone know of a good cross-border US/UK financial fiduciary?

How do I start building rental property portfolio so I can FIRE?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

Do you count your car as part of your NW on Mint/other trackers?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?