How do I start building rental property portfolio so I can FIRE?

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Thoughts on UBER stock price? Likely to remain flat or possible dip with uncertain market?

Since housing is going crazy (atleast in FL) I am still thinking to buy or not. Or should I invest in REIT to gain some profit by riding the wave?

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

I really don’t understand this housing market. Did execs from big companies really decide to screw first time home buyers by purchasing all these homes for cash and driving up this ridiculous market? I truly don’t know how I’ll ever afford to buy a decent home. I’ve never been more stressed about something.

Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Well, its a good thing I sold ARKF when it was $55 last year

Newbie question: how does WFH taxes work?

I'm taking a new job in seattle and am thinking of staying with family in Chicago for several months (WFH). Would I need to pay Illinois income tax?

Read some articles online but am still confused. Appreciate any insight.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Anyone thinking about buying a house in Philly right now or soon? Anything to keep in mind?

Morning ! Just setup a coinbase pro account yesterday but I got the trading prohibited message . Does anyone know whats going on?

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Which brokerage account you guys are using? any recommendations plz?

Hi All,

This is Prasanna Kumar from India. I hope you are doing well :)
Myself and my wife are working in Infosys. She has got a project in Canada. She has raised a dependent Visa for me also in Canada.
If we go there, she will have a work assignment. But I won't have any work assignments in Canada.
My Canada Visa is already in progress. I am looking out for opportunities for Windchill in Canada.
If you can be able to help me with this, It would be a great help for us
Thanks

Did anyone used to read The Washington Post’s Date Lab religiously?? I can’t be the only one that was obsessed lol

Is there any probation period in mindtree? In the offer letter it is not mentioned. How is the culture and wlb and job security in mindtree. Mindtree folks please suggest🙏

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Hey fishes, I recently joined this bowl.
I m having 10+ exp in Manual Testing and looking to upgrade myself into Data Analytics so can you please guide me
I hv read existing comments and found that Python, Excel, R these r hot topics but can anyone pls share some courses, links, material to start with it.
Thank you.

Hie.. i shared all documents asked on friday with HR after interview... when should I expect offer letter, any idea? How many days they take.

I got variable pay of 1 lack, two times after April's appraisal (so total 2 lack). I didn't had variable component mentioned in offer letter, but it was showing up in hr portal. Now payroll people are calling me and asking me to return the 1 lack saying it was done by mistake. What should I do?

I want to know from HR or senior management that do you offer less to female candidate provided she has same skills as a male candidate?
Does in IT industry gender doesn't impact compensation?

What is the base salary range PwC and KPMG offer for the Senior Associate position in the Oracle Financials practice? (Texas)

SO said he couldn’t receive letters during Ranger School, but finding info online that I can send. Any insight? Maybe he doesn’t want the distraction?

It’s snowing today and I’m not ready for it, mentally at least.

Just to update, I am doing meditation since last 10-15 days only for 15 min daily gradually increasing the time I have started with 2-3 mins ... I can see changes in my mindset and energy.. I am loving it.. 😍😍😍

Does anyone have an email address of the recruiter at Trailer Park?

I have been getting a lot of postal mail addressed to different people last couple of months including insurance, unpaid bills and federal mail as well. Not sure what’s going on because I have been living at this place for over 3 year and this just started last couple months. Could this be some of sort of identity theft attempt?

Thoughts on CIP and it’s note taking structure? Have you deviated from it or should one not break what’s not broken?

If you’re an attorney and someone asks how you are and you respond with: “Living the Dream”. Please stop.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Are we on recession? My portfolio is super down - low cost ETF investor here

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

What stocks are you guy guys buying right now in this market?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?