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Tata Consultancy What is the maximum salary i can ask in TCS ? I have my Hr round on 9th of August.
Im from mainframe background playing a project lead / Architect role with 12.5 yoe. My ccts is 23 lpa. Im also expecting promotion in another month or too .
Considering all this factor i am thinking to as minimum 34 LPA .
PLEASE pour your suggestions.
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If it makes you feel better, I'm 27 and have $6k saved. Lol #studentdebt
Don't worry OP - only the fuck boys/girls usually post in these threads. In a high COL city, most 29 year olds will have 20-50k saved/invested. This is usually because these people invest in themselves by having fun and traveling. Your 30s is your time to make bank.
Actual amount varies depending on your lifestyle, but having 3-6 months worth of rent & living expenses is a good place to start.
23, $3500
I'm 23 and have about $85k in savings and $35k in investments. I do have a side business tho and yet to touch a dollar I've made at EY
Congrats EY 6, you are killing it! 🙌🏽, EY 5 and all thanks for the framework, seems like I should aim for roughly a year worth of salary in between 401k, stocks, and svings acct.
I'm 30, EY SF, have about 50k in stocks, 70k in 401k, and $9k in savings acct. You shouldn't count on bonuses for savings. Put away a little from every paycheck, & bonuses are just that...something extra on top
I am a firm believer of saving money but also enjoying life. No point having hundreds of thousands saved up but don't go on vacations and don't go out with friends. Just got to find a balance for that and budget for the things u care about. I have roommates and don't live in downtown, drive a second hand car, but go on multiple vacations each year and spend a couple grand for a new hobby. Don't go drinking every weekend but hang out with friends (who are actually more budget conscious than I am, so that helps). Don't buy luxury items (purses, shoes, etc.) but spend on shows and concerts.
Being in SF will def be difficult due to the cost of living, but starting a budget and seeing where you have been spending your money helps. Suggest using the app Mint, pretty easy to use and links to your bank accounts/cc to show each transaction at a central location.
Typically you're supposed to have your salary in savings by 30.
25, negative balance - thank you business school.
EY - 2 years as staff, have about 24 k of saving. Not alot, but I saved like a dog to get that amount. No idea how someone can have more unless they actively invest (which is bulls considering compliance)
26. Last year, before moving to NYC, I had $60K. Now...$36K...slowly building it back up...sucks when I have to uber to work every day and can't expense. Downfalls of living close to the city and fairly close client site but in an area where there's no direct train ride to the office that allows me to arrive by 8 am.
@Accenture, good Q, disclose both if it applies, where I am from, SF, home ownership is a myth :).
@ey4 did u buy a big ticket item?
24 / $120k total including 401k, stocks/bonds and savings account.
31. $175k in primary residence equity. $125k in rental property equity. $150k 401k. $55k in various accounts. $25k in collectibles.
34, Have assets worth around 325k, no other loans, liquid cash in savings is around 50k
Thanks everyone for sharing! @Consultant 1, I also have 6k to my name, #studentdebt. So the range is 400k (mckinsey) to 6k (me).
Inspiring to see how most of us saved and has a comfortable stack.
@Ey8: what kind of collectables?
@staff1 based in Atlanta. Luckily the house market here is still very reasonable, so no need to pay rent. Every month I'm able to save 2000 from salary, 1500 from renting a room out