I’m looking to buy a practice in the Wilmington or Jacksonville area of North Carolina. In the business 17 years with clients in MA, NY and NC. Also interested in succession planning for any advisor in eastern NC looking to retire in the next 5 or 10 years

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

Giving notice this week. Run the numbers and think I can retire now. Super excited , nervous etc. I am 45. This could be my biggest mistake and my biggest achievement. Getting weird reactions...

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Hi,

Not related to careers. Anyone got notice for last year tax return esp on high value transactions?

I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

Hi all,
I have a small creative agency that I have built over the last 4 years. It’s been a rollercoaster when it comes to revenue, making it hard to predict finances & pay myself consistently. This year has been particularly financially stressful.

The thought of closing hurts my heart and my pride and can feel like wasted time. But financial stability vs time freedom is rough.

I also recently got a full-time job offer for $200k base with excellent benefits. It’s tempting. What would you do?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Noticing a theme on fishbowl recently among young couples so wanted to get to know how (if at all) you managed to solve the issue of being in a relationship with someone who was in a considerable debt or had different spending habits than your own?

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

I am pursuing MBA +ACCA, currently a graduate with 6LPA .
What should I do to reach double digits in annual package soon?

How much salary provides by Techm? if they provides basis on my previous salary or directly as per the band and expectations?
my yoe - 10.8
CTC - 16.33 with VP and 13.5 is fixed
Getting offer from other company - 24 Fixed

Expecting from Techm - 28 Fixed

I just got a tinder match with a verified profile of a fucking hot girl

I never seen such hotness in my life. I am nervous now 🥵

Is there a way to gain some modeling skills from FDD? My plan is to exit as FP&A or Corp Dev but I heard they are looking for modeling skills. I know that working I can try to move to IB and then try that route but IB hours seem to be too brutal for me.

Could someone please refer me at JPMC for Java developer with 3.1 YOE, if you can. LWD Oct 26

Do areteans allow their employees to work remotely

Who’s going to Santa’s Enchanted Forrest this year ?

How can I get my *micro* manager off my back? I know I haven’t been doing the best work this quarter, but emailing me all damn day isn’t going to help me do better, I do know that.

Best places for bridal jewelry?

What is the expected date for Promotion news in GDS Knowledge?

This is off topic - suggestions for a good health insurance cover of 5L for parents aging from 54-56yrs

Looking for a couple of very strong social strategists with agency experience. Open to remote working. Hit me up if you’re interested!

I am currently looking for a remote job I have what’s wrong experience with marketing in digital marketing in campaigns in digital content creation ! If anybody knows any positions similar to these please email me @applemusic

Can we start a thread for all the acronyms? Y’all lose me with all the lingo 😂

I got the job. That is all.

Wells - curious. Where are you and are you buyer/seller? I'm guessing buyer and all the stats I read are completely in our favor, yet I feel like books of business should be going for sale every day and I struggle to find any good sellers?

Has anyone hired a consultant to find them a practice to purchase? I'm not asking about the big players like KMG or Succession link.... I'm asking if you've worked with an individual contracted consultant... If so, wondering how the experience went.

What do you feel is a reasonable multiple to pay for recurring revenue (wrap)?

Any sellers out there? Where do we find the old dudes?!

Looking for adding a junior advisor with 20-50mm AUM to become eventual partner if the right person and merge into a larger $130mm firm in Atlanta, GA or in Southeast.
Call 678994-6448 ask for James

Any RIAs in upstate NY looking to sell? We custody with Schwab and have been in business for 30 years.

Anyone in SE Louisiana looking to sell a book of business?

Anyone looking for a junior partner in Kansas City area?

Looking to buy a book of business or partial book in Ohio. Will consider all sizes, even small. Please contact me at 513-317-2265 to discuss. I'm licensed in OH, IN, KY, and NY.

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

25 year indy Looking to buy a practice in the New Orleans, Slidell, Mandeville area. PM me to discuss. Thanks!

Thinking about leaving the wire house channel in about 4 years time and I should be at $900k In production. I’ve been looking at Ameriprise recently since I like their approach to “supported independence”. Curious to get current Ameriprise franchise owners thoughts and experiences on the firm and affiliation model.

Selling book of structured autocalls brokerage..all purschase when market was down with 6-12 month left to mature... 6467848487 cell....LPL preferred

Anyone here had success in purchasing a book? If so, would love to hear about transaction and how it went.

I'm adding a brand new FA, probably as a W-2 initially. Any suggestions on compensation?

Bucks County, PA. Depending on size of book can purchase immediately or being a longer term succession plan.

Anything for sale anywhere in the continental US let me know.

Anyone in metro DC looking to transition out?