Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

What apps do you use to purchase coins such as XRP

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Senior manager and associate partner at MBBKOW how comfortable are you in dubai? Can you afford a nice house, car and generally (within reason) not worry about money?

Assume wife works as manager in big 4 consulting

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Does Fidelity HSA charge a fee for EY employees? The schedule of fees is not clear

Hello :) I am moving locally within the Bay Area in couple of weeks and all the movers & packers I am getting quotes from, prefer to be paid in cash (there is a convenience fee with credit card payment). What are the advantages/disadvantages of either method of payment? Thanks :)

Is bank interest riba?

I have been researching into this these days and there is literature that shares how lending worked in pre-Islamic Arabia. When the time to pay back a loan came, the lender would ask "would you pay or will you increase?" And that increase was usually doubling the loan. Subsequently ever year the loan wasn't paid it was doubled from the previous year.

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

Is the market ahead of itself? Interesting stat: 20-year S&P 500 annual return is just 6.9%, one of the worst periods in history. Both 15 and 25-year returns are ~9.5%, about equal to long term trends

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Do I let the JWN $14.5 puts I sold get assigned to me today or buy back and sell puts again for next week?🤔🤔🤔

Guess it's a trade off between capping gains for less risk...

At my current freelance gig, they hold 47% of my gross paychecks for taxes. Is this normal or way too much?

any experienced hires (>1 YOE in LS consulting) looking for a referral to CV? happy to chat

Thoughts on the lumanity acquisition of clarion? I was a bit surprised, the clarion name seems bigger and I had never actually heard of lumanity, but maybe I'm just out of the loop.

Does anyone know typical salaries for Functional Consultant and Senior Functional Consultant roles within CSG of Salesforce? Glassdoor does not have much info at all.

Has anyone found some flower shops around the city that sell flower bouquets as inexpensive and incredible as the ones found in pikes place?

Saturday night live is getting good again.

You are the first sales hire in a funded tech startup, works directly with ceo/founder. You have the freedom to select your title, what would it be? Chief Revenue Officer? Chief Growth Officer? VP Global Sales and Partnerships? Open to all suggestion, and why?
Role to kickstart partnerships and sign sales agreements with the first 10 companies globally and then grow a team at the right point in time.

Is it worth it to do pitch competitions, accelerators and cohorts?

Good places to go in December? I was thinking Portugal - but heard it gets cold cold. Any other recommendations?

What do you guys think about BitTorrent ?

Exec conference thoughts so far?

Best part about living alone during this pandemic, no need to wear pants!!!!!! I’m a free woman!!!!

If client location amendment is pending with USCIS, can I still travel out of country to get my visa stamped?

Almost a week with On-site interview and it’s been a radio silence from my recruiter. Should I reach back to them or is it normal? Not at all impatient, just trying to know what’s the norm.

Help! Between 2022 Acura MDX vs 2022 Q7, which would be great for drive. I'm open to BMW X5 and Volvo XC90 and Telluride. Going through analysis paralysis

With so much uncertainty in the economy and waves of layoffs that have hit tech especially hard... do we think there's really such a thing as a recession-proof job anymore if you're not an "essential worker"?

Welcome to Freshworks' open bowl. Feel free to ask questions or share useful stuff. Meanwhile please avoid sharing sensitive and confidential information. For specific chats, move the conversationsover to DMs...

what is the pay range for role - manager 1 assurance at pwc sdc kolkata?i have 6.5 yoe and joined at 21lpa + 10% vp, four months back. managers from other big 4 start around 28lpa. does sdc kolkata pay m1 this much only or have they underpaid me? i am considering dropping paper and looking out again.

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

What are things to know about buying and operating a laundromat?

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Would you cash out refi a rental property to buy another rental property?

What happens if I over contributed to 401k because of a job change ? How do I adjust ?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

2021 roth ira limit is 7k? Or am I reading it wrong

If I have a six year old and 150k in a 529, can I say I’m done?

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

Are we headed for the long overdue crash/correction - red everywhere 👀

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

I have 21k in my savings account. Where should I put this?

Just want to know how much people actually pay for mortgages on a salary about $120k I am looking at homes and I want to upgrade but I don’t want to be house rich. I don’t mind living below my means but I also want my children in a better school district. Just confused…

I contributed 1k into 2022 Roth IRA and have realized I will be ineligible due to MAGI over the allowed 144k cap. What to do with the 1k? And what do people usually do with IRA once above the cap, back door?

Want to buy a house in bay area? Is this a good time? Thoughts?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?