What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

How did it take you to pay of all your student loans from law school?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Anyone know of a good cross-border US/UK financial fiduciary?

Do you support Biden’a potential tax plan? Why or why not?

What happens to carry if you move funds? Would your new fund “buy you out” or how should you raise this?

What apps do you use to purchase coins such as XRP

Moving to Boston next month and looking to get a six month lease to get on the September 1st cycle - is there any way for me to avoid a broker fee?

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Anyone have experience using John Hancock as a 401k provider?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Hi Folks. I am a single and planning to move to Seattle. Need some recommendation if 130k is good enough to live comfortably in Seattle.

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

Currently an HR Generalist looking for a second remote job. Does anyone know of any opportunities? I’m currently freelancing as well.

What is the eligibility or time period needed to move from 6B to 7A in IBM? I have 4.7 years of experience and joined IBM recently in JL 6B.

Thanks in advance.

Looking for an accountant to help with self assessment as well as consultation on billing etc. Any tips is greatly appreciated. Thank you.

Does having an excellent advertising pedigree give you the right to treat people badly? Any advice on dealing with extremely rude and extremely smart strategy humans ...

There is a partner that, without fail, calls on Fridays after 6pm anytime I am staffed with him. It’s extremely frustrating since his calls are usually non-urgent and I make it a point to check in early in the day to address anything. Any advice?

Hi all! Has anyone had any luck finding a new job during this pandemic? I'm afraid I am about to be officially let go (was furloughed) and would like to start sending out my resume. Does anyone know of agencies that are currently hiring EAs/admins?

I’ve been told my company is changing my title from Associate Director of BD to Sales Executive. I’m concerned it reads like a title demotion. Is it just semantics? How will this look for my career development? Curious about the standard perception of Sales Executive from a seniority perspective. Where does this land on the sales roles hierarchy? For context, it’s a professional services firm, I’ve been there 3+years, and they gave a Sales Executive title to someone who just started 5mo ago.

With all the shakeups recently, what are the top firms in Austin for general corporate practice? Kirkland/Latham?

Today is the first day of the new work week! What are your goals for this week?

Just want some dating advice. I been seeing this guy and we both in for the long haul. He has this best friend, and basically I hate her. I’m a guy btw. She is like this dramatic annoying type who bosses around. I’m a very quiet guy and I don’t like drama. My SO really wants me to be friend with her but I genuinely hate her. The moment she steps in the room I’m like “argh you again”. We had an argument because I don’t wanna hang with her. I don’t know what to do. Advices would be super appreciat

Hi All!
Anyone from the insurance industry based in Jakarta, Indonesia? Would be happy to connect/network over coffee

Hi everyone, how much % do you allocate shares for early employees

How do vesting schedules typically work for LLCs giving interest to an advisor?

What’s a profound way to start a business? The desire to make social and economic impact? Or personal wealth? What should be the main driving factor? I’m curious what your guys’ thoughts and opinions are on this. Feel free to drop a comment :)

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Does the $20,500 pre-tax 401k contribution limit include employer match? I.e. My contribution + Employer 6% match = $20,500? I know that the combined employer/employee contribution limit is around $60k, but from my understanding that ends up being due to after tax contributions. Apologies if this has been answered before - thanks!

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

I’m not certain about who will win the election, but unless it’s a landslide, I am concerned that it could take weeks and/or months to determine an outcome. In your opinions, is this a legitimate concern and if so, what would the impact be on the markets?

Recommendations for a Roth IRA?

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???