Interest rate is crazy high for investment properties. Considering renting my place and buying a new one. My home can rent $1k-1.5k above PTI due to the low interest on the property. The new construction i am considering will mostly likely rely on that contribution. I do plan on having 4-6months of my current mortgage+ contribution as reserve. Is there anything else I should consider? The other thing that also makes me nervous is the fact that I can’t lock interest on the property until 2024.

Can I save tax by buying second house if first house is already in my name?

Does EY let you keep Amex rewards points?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Would you quit your job if you suddenly were given 10 million dollars? Why or why not? What would you pursue instead?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

How to know the GGID for checking final settlement payslip

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Any platform which lets you trade options after hours?

Anyone have a crypto kitty?

Damn coinbase, I see you ;)

Everything crypto has gone from "this cryptocurrency has a price target of X because of its use case Y probably in 5 years" to "do you guys think poopoopeepee coin can 100x tomorrow? I'm considering investing my kid's college fund."

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

Is now a good time to buy a house?

If you're being told "take your full lunch" (because by law you need to be given a certain amount of lunch depending on how many hours you work) but then you're told, if work's not done you need to stay until it is, and now people don't want to take their full lunches because it means they'll have to stay after work longer, is that coercion a violation of any federal labor laws?

How's the data science team in Gurgaon? Any insights, anyone?

I want to be a client instead of an investment banker. Where do I sign up?

The thought of Attorneys talking down on Paralegals is sickening.

With the huge budget my company sets aside for advertising, lots of people think that marketing execs are really well paid. I WISH!!!

Planning to visit Bali on May 2020. I have a wife and 2 toddlers (4, 1) tagging along. TPG recommends the Le Meridien. Any other recommendations for family-friendly Marriott properties?

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Now that GDS supports ICICI accounts, anybody switching? Is it worth the hassle?

someone doesn't give af

I recently interviewed with DTIC and completed all the rounds and kind of felt it was done linently and kind of confused now if it is good to join? I am from Kolkata and have to relocate to Bangalore for it.
I also have an offer of EY but want to consider DTIC as it is a Product based company but am quite concerned about the future in it. Please help understanding if it will be a good decision if I join DTIC?

YOE - 5.7
Role offered - Azure Administrator at DTIC

Question for anyone who might know - it appears to me Rasmussen releases a poll every week day or close to that, but day to day their margins swing three percent or more, which I think is outside the margin of error (can’t speak for every single poll). How is that kind of change possible from day to day?

When it comes to therapy do I look up a place online and make an appointment or do I need some sort of referral? Not sure if I need to see a therapist or physiatrist really.

What’s everyone up to this weekend? 🥳

Is Toronto as boring and quiet as this bowl ?

How does one most effectively make the transition into management from an Individual Contributor?

I've been an individual contributor for 4 years in Tech, have 8 years of experience total. I'm finding it difficult to make the management transition despite having management experience, performing beyond expectations, and having a genuine passion for enablement and development.

I'd appreciate any success stories or pointers you can offer in regards to this transition.

New to gds. is today salary day? Or tomorrow?

Any Hilton recs in Charleston?

Fall guys anyone ?

My AD coworker (not currently my partner) just got hired at a new agency and wants to bring me along as his writer. I'd love to join. He told the recruiter at that agency about me and sent my book. I also have another former coworker (creative) who put in a good word for me.

Should I reach out to the recruiter, too? Or is that overkill after two recos? I don't want to be bothersome. But I do want to show interest..

This all happened on Friday, if that matters. Thanks!

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Any one knows what’s the easiest way to order a radon test for new construction?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Anyone take the WI Real Estate state exam? Any tips on what to study?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!