#InvestmentDiscussions

What kind of investments are you making 4 ur long & short term goals? Let's help each other take better investment decisions & make the most out of our salaries.
Currently getting 1.5L in hand

Expenses - 25k
MF - 30k (4k - Bluechip, 3k - index, 5k commodities, 7k - small cap, 3k - tax saver, 5k - FANG/Overseas, 3k - Flexicap)
PPF -12.5k
Life insurance - 1k
Crypto - 30k
PF - 23k (getting 1.5L excluding this)
Mom - 10k

Thinking of starting Gold SIP every month. Thoughts?

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Posting as :
works at
You are currently posting as works at

Is crypto part of your monthly investment? Isn't it too volatile to be called an investment

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😓🤦‍♂️

Government😡

Currently getting in hand - 70k. Have an offer of 20 LPA. I invest as below:

ELSS & Blue chip MFs - Rs. 5000 per month

PPF & NPS - Rs. 5000 per month

Stocks - Rs. 5000 per month (varies as per the market conditions)

FANG ETF - Rs. 5000

Term Plan - Yearly premium of Rs. 27000

I invest very less in crypto nowadays since I have my previous holdings as mentioned below:

Xrp
Btc
Ltc
Dent
Win
Doge
Shib
Vet
Wrx

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SBI Small cap
Axis Bluechip
ICICI Nifty Index
DSP tax saver
Kotak Flexicap
ICICI Pru Commodities Fund
Mirae Asset NYSE FANG + ETF FoF

All are direct & growth

Anyone here from Big4 and investing in Stocks?
I use very conventional method to save because Big4 are very regulating when it comes to stock market and everything needs to be reported and cross checked.
So anyone who knows any other ways to invest and are employed in Big4. Plz guide me as well.

Yearly
NSC - 150k
PPF - 150k
FD (liquid 1 yr to 2 yr) - 200k
Gold Coin: Purchased two of 10gms (as of now)
The other next logical thing seems to be is to purchase a flat on loan and rent it and pay emi from Rent money mostly.

Guide me. If you think I am doing something wrong.

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Even index funds?
Edit- I don’t think there’s a restriction on buying etf and index funds. That’s exactly what I’ve suggested above

Hey OP,

Regarding Gold SIP, from where are you thinking to start?

Same here 😂

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Post Photo
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Hello Fishers,
Comment your
Age - Years of experience - number of companies worked for - CTC - Technology
Also like so that more people will notice.
Find first response from me in comment.
Happy knowledge sharing 😃

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A little background
Have 1 year of experience
Earn 9 LPA
Have no liabilities
My monthly expense is just 5-6k

I mean I do not care much about money, I am pretty satisfied with the things I can do and things I can buy.

But the thing is our minds work with numbers. I see SDE roles at MAANG or other companies offer higher packages. I feel like I should aim for more in life if people can get paid more at this experience or age.

I need other people's opinions on this.

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Hi all,

I received 1st month's salary in new organization, but didn't receive pf text message on phone.

As per my information, as I joined new company, a new pf account will be created and pf amount will be added to that account every month. But, I didn't receive any message. So, I am unsure if new account has been created or not.

Also, I need to transfer pf from previous employer to new employer.

But, I am unaware of the process.

Can anyone please help me, how to proceed?

Thanks!

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