What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Any recommendations for mortgage lenders that count stablecoins as assets towards a down payment? I’m looking to get pre-approved, but I had a lender tell me to withdraw from funds from my 401k instead because they don’t consider my GUSD 150k as assets.

I'm looking at moving to rollover my 401k in to something that supports BTC and alt coins.
Any recommendations/ reviews on self directed IRA accounts out there that support crypto investments?

My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

How do you and your partner (married or not married) split financials?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Best place to find blockchain savvy angel investors?

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Do you think someone who owns 200 ETH is financially independent?

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

I have been asked to write hours on accounts I didn’t work on, so the agency wouldn’t have to pay the client money back. I refused. Things turned toxic. Starting new gig. Do want to flag this. How?

Hi, Any one moved from 8 to 10 recently ,was it based on yoe alone or based on performance, what is the g10 base package ?

I’m in Deloitte human capital and want to eventually (but sooner rather than later) move to industry doing internal talent/people stuff. My coach recommended getting SPHR or equivalent. Thoughts?

Have you ever snoop through your partner’s phone without them knowing? If so, did you find anything shocking?!

Hi Fishes,

I got interviewed at infosys two days back.
When can I expect to hear back from them.
Also all the questions that were asked to me were written coding questions(Write block of code) none were verbal.I could write all answers but none was 100% correct.

At last I asked the interviewer about feedback as in where was I wrong. He said at couple of places and he explained me where was I wrong.

Do you all think I will be rejected?

Hello fishes,
How much value would an AWS certified Developer associate certification add to one's profile?
And how convenient would it be to switch to DevOps with that certification and the necessary skills?

I've worked in hospitality for two years, but now the travel restrictions are lifting and I'm nervous; how busy does it usually get around Christmastime?

Steel Case vs Herman Miller

Is Herman Miller the undeniable winner in the office chair market or is Steel Case a contender for first?

Family luddites ask about my work and immediately behave annoyed when I start to answer.

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Working at a place with less then 10% POC total. Then watched as the majority of those folks left after less than a year. This virtual work environment has reminded me how much MAIP used to anchor me to a physical sense of community.

Can H1B approved under consular processing but yet to be activated be transferred to another employer and can the new employer apply for transfer and change of status?

Can anyone refer me to Guidehouse. Saw a position in DC that looks promising. DM me please.

****KGS-FNF****
Hi, I have paid medical insurance premium of 27300 in the month of April 2022. My last working day was 17th October. I have talked with finance team, they told me I will get the 27300 rupees on FNF
Today I received mail from KPMG. On FNF , 27300 rupees in not included.

What should I do? Need your help guys!

Need help finding a cybersecurity job!

BS Cybersecurity (2021)
5+ YOE in IT

I have been looking for an entry level job in cybersecurity for more than a year now. It’s really frustrating I am not getting invited to interviews. Anyone willing to help with a referral, a resume review, or just a chat to help me improve my job search strategy? Thank you!

After HR discussion after how many days Hr release offer letter?

Looking for a Database Manager role. Are there any level B/7 roles available for NCR region?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Anyone else long on AMT?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Leave it to a 2% dip in a day to send people panicking lol