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I'm 80% SC. Considering staying on VA coverage because of how bad I've heard our healthcare is, and having my wife get Kaiser through Covered California.
I'm in SF Bay Area, have good VA options nearby (Martinez).
I posted about this a few months ago but it's been on my mind a lot so posting again for more info. I'm an associate.
I'm relatively healthy. Won't need to see the dr often. Same with my wife but we may look at having another kid in the next year or so. Haven't priced Covered California options lately so need to do that again and see if it makes sense.
I know I lose HSA access if I forego PwC plan.. but perhaps I'd have enough savings from skipping the PwC plan that I could add to my 401k, as I'm not sure how much I'll be able to contribute since Bay Area is expensive and my wife stays home with our little.
Ugh.