Is it a good idea to refinance with 5/6 or 7/6 ARM. I am hoping to refinance with 30year fixed again. Down the line. But nothing is certain. Just getting what everyone thinks here

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depends, what are the rates and your current rate and term?

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I have clients that have done 5/6 ARMs… bought points, plus relationship qualifiers, and ended up in the high 4’s/low 5’s… so it was a decent deal relatively… they’ll refinance for 30 at some point in the future…

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Trusted weekend companion!!! Happy Holidays everyone

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For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

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Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

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What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
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(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
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Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

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If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

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Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

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I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

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Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

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Where do you get your Airbnb data for rentals? Deciding between STR and LTR on my property right now

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I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

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Is it common for HOA to ask you to prove your car registration is up to date?

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Is it worth it to buy a “starter home”? Or should I rent and continue saving for a house in an area that I would want to settle down in?

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How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

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When do you think prices are going to drop off?

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