It’s my first time playing AC, is it normal to feel this overwhelmed by the debt? 🤣 I don’t buy anything, my house looks crazy and all I seem to do is collect and sell things 🤣🤣🤣

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Is it a good idea to put MSD down or any down payment when leasing in this current environment?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Good time buy ETH now? New to the crypto scene so would love some honest advice. Not looking to start with a lot of $$$ but still scared of the huge drops from last week

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Has anyone negotiated a 401k match to begin immediately? I have a great offer but a 1 year wait. I’m super focused on building retirement and really don’t want to wait for a match.

What funds do people have in their 401k plans? And how did y’all decide allocation? Can’t tell if I should be more aggressive given I’m in my 20s.

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

My portfolio is getting HAMMERED this morning. That is all. Clearly I'm not selling but seeing straight reds is painful.

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

Hi all
My fixed in KPMG is set at 13.5 lpa/112500 pm
But PF contribution is 12% from my employee and employer side each.
What will be the in hand salary for me??
94-96k?

Do let me know

Anyone working at a MM IB firm in Washington DC? Looking for some insight. Thanks!

When it comes time for me to write my dissertation, the only way I can actually write it is if someone buys me a grant so that I can afford to make the time to write it!

If you could have any PE seat, which would you choose and why?

How do you deal with imposter syndrome or extreme self doubt at work? Particularly how to overcome this during a brainstorm for a tight deadline that needs a great idea.

Anyone currently enrolled or will be enrolled in the online masters cyber degree at Georgia Tech?

Hi boys & girls!

Joined a big firm (Big4) not long a go and starting to feel like I got a good grip on my current work.

I've always been very technical, so I think that the only thing I am missing now is making sales. (I really wanna make partner)

Can any seasoned lawyer share tips and materials (i.e. books) which can help?

Would it be a good idea to join a Social Club where potential clients spend time? (gym/tennis/paddel/events)

Any advice welcome!

Have you flip flopped between pharma and consumer? As in: consumer ➡️ pharma and back again. Tell me your story!

I want to transition from advertising into entertainment agencies like Mocean, Hi5, BLT... they are using terms like key art, A/V... is it the same as print and TV spot in advertising instead cont...

Has anyone transferred or moved from a US agency to a Toronto-based one? Asking for a self 😬

1st year Assoc in a small comm lit firm with 6 attorneys. Sole proprietor partner who is early/mid 70s. Literally doesn’t have or use a computer(like ever🙄). He has to have EVERYTHING printed from him including his emails which he is CC’d on everything me and my coworker send out. Openly racist (he’s Jewish too) and absolute pos to everyone who works for him. We also use PAPER files for him w/ company drive. They never wfh even during start of Covid. No access to emails. Anyone dealt w this?Tips

Getting my CPA hours is like doing jail time

I would have got parole but I don't have money

Everyone who's in the jail longer than you can easier beat you up

Everyday you just want to get it over

Hello. Any websites or lists of the agencies in Madrid and Barcelona? Thinking of sending my portfolio out there...

How’s Heimat // Berlin these days?
I’ve noticed them releasing great work recently but have been hearing mixed things about its company culture. Any insights ?

Anyone else here kinda like doing doc review? (In moderation of course)

Is anyone recruiting for a sales development manager/ SDR manager at their company right now. Im based on the UK and would love a recommendation or referral. I have 8 years of sales experience with 4 in tech sales (mainly new business and hunting). Thank you in advance.

Just got US citizenship! Can't wait to vote :)

What are everyone's thoughts on executive MBA vs. traditional MBA? I'm currently pursuing a traditional MBA but sometimes I wonder what could've been 😅

Anyone have a Southern Hemisphere Island that you’d let someone come to purchase items at your stores and do some fishing?

Anyone have ironwood dresser or cutting board???!

Describe your island flag. Mine is the Salad Cat meme. 😻

Finally got a pearl :D

Hello! DIY giveaway on my island. Code is MWY2J.
You can find the DIYs on the first strip of beach to the right of the airport. No tipping expected


Hyacinth lamp
Grass standee
Tree standee
Peach surprise box
Peach rug
Peach wall
Peach chair
2 bamboo wall decorations
Mossy garden rock
Log garden lounge
Honeycomb wall
Wooden plank sign
Tulip crown
Lucky gold cat
Fruit basket
Log extra long sofa

Shooting stars tonight at my island! Will post a dodo code tonight

If anyone has turnip prices over 200 bells and would be willing to drop a dodo code, I would tip handsomely!

M927H will be on for the next 50 minutes until Nook closes. Have some extra recipes in front of cranny but mostly just opening for people to come visit. If you have an extra archelon skull...I’ll pay

Trash bandits buying for 323

Anyone playing and need fruit, wood, or eggs? Missing oranges and cherries but can help you with others + bamboo.

Hi guys the one fossil I’m missing is the Archelon skull! Please let me know if you have an extra and we can work out a fair exchange. Thanks :)

Have too many spare DIYs. Let me know if you’re looking to do an exchange

What’s your title in ACNH?

Turnips are 483, comment if you wanna come by

I bought $150K bells worth of turnips this week and the price just keep dropping. Anyone have good turnip prices on their island today? Pls save me from financial ruin

Totally forgot to use my May Day ticket. Anyone know if I can time travel back to use it? What’s the prize?

Sunday 4/19 FYIsland thread! Comment if you want visitors or want to explore new islands.