Just vested about $80k net. I have about $70k in student loans at 3.5%, and about 100k in my 401k.

I’m 29, and didn’t start earning a lot until the last 2 years. Should I sell and pay down the loans?
Total comp is 220k cash comp + 140k equity, HCOL

Yes! The stretching of "diversity” seems to be such a widespread symptom of this industry’s fear of addressing the uncomfortable realities of race within it. A distraction? Very “All Lives Matter” ...

Kind of a quick rant. I did a quick search through some firms websites because I am thinking of switching jobs. It is definitely clear most firms still do not embrace diversity. I know diverse applicants must be just as qualified! So what is keeping attorneys of color out?? It’s so discouraging.

Hello Minds, Is there any update for the Mindtree Noida office, is it operational now??

Leo loses Allstate to Droga. I know this was a long time coming, but it’s yet another big loss for Chicago.

Any recommendations for items to shop for this holiday season? Thinking great gifts, quality of life improvements, that sort of thing.

Currently building my Thanksgiving week shopping list 🦃🦃

I have many options to consider but two options below are what I’m thinking of right now.

I want to see your thoughts on which one I should pick.

Job A: Project Engineer. 135K/yr base. 10% signing bonus.

Job B: Senior Project Manager. Contract. $60/hr standard. $90/hr overtime.

Additional Information added / pinned in the comments.

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

How is using char broil grill?

Salary for Sr. Art director in LA with 5 years experience?

What is the exit formalities at PwC AC Bangalore?

As my new company wants me to join immediately

Will there be any issue they raise, if we waive the notice period (60 days)?

If so what should I do, to get smoothly exit with waiving notice period?

It's really strange to me how radiation can both cause cancer (melanoma) and also be used to treat various cancers

I'm feeling overwhelmed by my workload, but I don't want to ask for help because I fear looking like I'm unqualified to do the job. What should I do?

What is the process to get PR for canada. Currently I am in india.

Hi All,

I have offers in,
Fidelity Investment (equity sec) : 20.5 LPA + 3.0 L (variable) = 23.5 LPA
Wipro (Apple project) : 25LPA
Verizon : 26 LPA
I have got my retention proposal for 23.5 LPA at my current company.

Do anyone have idea on wlb in FIS and verizon. Is it a good idea to accept retention..
Which one to choose?
YOE: 8.0
Teach stack : java, Spring boot,Microservice, docker..

This is my first post being a PRO member! :D

Is there a professional/respectful way to decline a take home case study that doesn't automatically disqualify you from the candidate pool?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Paid off my account debt!

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

In your opinion which is the best target fund to choose in IRA Roth?