Paid off my account debt!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

What app do you guys use to buy? Seems like Coinbase only has 3 cryptos, RH only 2. Is there a single app that has all or a large selection to choose from ?

Housing marking is insane here. Was outbid by 50k and it was an all cash offer. Idk how to compete with that lol any tips for navigating market ? I wonder if I should wait 6 months and see if anything changes but could be worse

Does anyone have any book recommendations for information on buying a house?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Can someone tell me how to withdraw all funds from a 401k from a Merrill account? I know the implications, etc don’t need someone to give me the run-down. Legitimately want to withdraw everything

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

How much money do you actually make from your side gig? What percentage of your income does it contribute?

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Anyone have a crypto kitty?

Roth vs Traditional 401k, thoughts?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Hi 🐠

Looking for some advice on buying a house as we are first-time home buyers. We’re evaluation a few options - see full description of our situation below…

I have total 6.3 years of Experience in IT and willing to make a career outside IT in sometime and also not quite interested in pursuing MBA . What are other alternative options I have in india .

Resume question I've had three positions over my career one of which lasted 3 months and that I got fired from, the job search took an additional 2 months. Is it worth it to leave the 3 month stint off my resume? It might be easier to explain getting fired then a 5-month gap I was thinking

Had interview rounds with client, director, partner however no round with HR but today got a mail for documents. Can i expect HR round now?

I am looking for refferal in KPMG. Can anyone help?

Need referral for front end developer having experience of 1+ years of experience. PLEASE HELP ME and need referral

I joined Amdocs in Smartops unit recently and I am not happy with the work I am getting, its production support. What to do now?

Hi Guys... Probably posted before but trying to find best ressources for Canada PR. Links or any other information appreciated.

I had to leave the US before my lease ended due to visa reasons and subleased the apartment. I will be returning to the US on L1A shortly after the sublease ends (but before the term of the lease expires), could that jeopardize my return on L1A?

Hi Fishes,

Are there any updates to physically return to Banglore office for work? Is June a hard deadline to join the office?

Please explain if we get internet reimbursement outside the CTC?? Not the tax exemption part . I have heard we get 1200 per month for internet . Is it true ?

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Has anyone tried to get an antibody test here yet? How hard is it to get one?

Has Bain London started rolling out interviews for Associate Consultant (Experienced hire)?

I have not heard for a long time so wanted to check.

Any idea about software engineering jobs regarding work culture, growth and hikes at @mckinsey and company?

Is anybody familiar with the CIA challenge exam?

I am currently a CPA debating if I should work towards a CIA certification.

If I read this correctly I can forgoe some of the CIA exam since I am already a CPA. Is this correct?

Hello what is appraisal cycle in DBS. If someone joins before October 31st are they eligible for upcoming cycle

PwC AC Bangalore: When we resign, do we have to deposit laptop at base location of office or PwC arrange some logistics to pick up from home?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Any good wedding ring sources aside from Blue Nile?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Google stock to buy now or after the split?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Best high yield savings products?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Anyone have a recommended tax person in Chicago?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Have about 5k to invest - should I do FXAIX or FSKAX?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.