What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Which health insurance your company providing?

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

What are the benefits if I join SG before October? Will I get default yearly hike?

And their cycle is jan to dec or some other months

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

I want more money

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Why do recruiters never tell you which agency they want to talk to you about until they get you on the phone? I don’t want to waste anyone’s time and it would be helpful to know this info from the initial outreach. My experience with this only applies to healthcare, but would imagine it’s the same in consumer as well. Anyone?

I need to get married to spread my health insurance plan. It’s that good.

Anyone have advice for advancing in your current role? My co-worker was hired in at manager level but somehow “proved” he was actually doing director level work and got a title promotion and salary increase in less than a year. I also went above and beyond my job as well (covering for him for a month while he was away on paternity leave) while taking on other projects outside of my job title and got zip—no raise or recognition. Any advice would be appreciated!

How did you get into real estate?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Am I wrong that physicians are the millennial snowflakes of the healthcare industry?

Looking for purchase health insurance for business. Has anyone bought health insurance through their solo practice as a corporation. Any recommendations as to who to use. Small firm 1-5

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

Can anyone help me to find a job in Legato, Bangalore? 12 yrs experience in US Healthcare.

Hello Folks,

I am really depressed, am the elder child of my family serving notice period and looking forward for financial growth and personal growth as well.
I am really passionate about my career and looking for Accounts receivable profile. I have 3.5 years of experience and having end to end knowledge of #O2C domain can join from 9th of June.

Kindly consider my profile.
It would be grateful,If anybody can refer.

Thanks in advance.

I have joined cts US in 2015. Moved to cts India in 2018. What is the notice period if I resign now in cts ?

How much should be expected in Barclays with 11 yoe

Position open is for AVP

Any order management role available?? Yoe 9.5 currently in Accenture

Hey colleagues. Just need some advice on Centene interview process. Third interview in a month and I don’t know what doing wrong. Any advice helpful.

Can anybody provide any insights about citibank project in @Synechron. How is the work life balance here?

Best podcasts for personal financial management?

Hi there anybody here work with influencers & creators often? Would love to network and pick your brain on the legal side/contract clauses to include 🙏🙏🙏 as I'm trying to propose an influencer strategy at my company. Thanks

How’s work life balance in forensics?

Anyone in Aurora, CO area? We are shifting next year, desperately need some daycare related advice. Can’t travel in person right now, and on paper most daycares look good.

I am being offered 24 lpa fixed for 601 associate role,which i think is low as per market standards..my current company is Matching that too. Can I say this to Hr of jpmc to revisit my offer...

I'm a PhD student (graduating next year) looking to pursue consulting (ideally at MBB or Big 4). I would love to learn about full-time opportunities in New York starting 2023

Any tips on leaving a firm “correctly”? Was about to go “of counsel” with my firm of 6 years, but then another firm whose partners I really respect (and personally like) offered me a partnership position. I predict my current bosses will *flip* (cut off file access immediately, try to beat me to calling my clients, etc.), so how do I set myself up for a successful transition?

How does one most effectively make the transition into management from an Individual Contributor?

I've been an individual contributor for 4 years in Tech, have 8 years of experience total. I'm finding it difficult to make the management transition despite having management experience, performing beyond expectations, and having a genuine passion for enablement and development.

I'd appreciate any success stories or pointers you can offer in regards to this transition.

Which firms are offering to sponsor MBAs for top performers these days? I know my firm doesn't, MBB and Deloitte S&O does, and I've heard rumors of Huron doing it.

Who am I missing?

Hallo 🐠 got a promotion and transfer opportunity to move to Amsterdam from the US (I’m in the industry). Looking for inputs on best neighborhoods to rent a place! I’m moving with my fiancé and we are in our late 20s

Why are airport neck pillows so flimsy? $15 and it didn't even survive coming out of the packaging.

Does someone with a Lufthansa account mind checking for me how many miles I would need for a 1 way business class ticket from HKG to ORD on 7/28?

I would check myself but they require 7,000 miles.

Thank you so much!!!!!

Hi got offer from Virtusa onsite for Emirates NBD, recently joined ibm gbs. Which one to choose

Thoughts on personal loans to consolidate Debt?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Google stock to buy now or after the split?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Anyone ever use a credit repair service and have success?

What does 401k mean?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Have about 5k to invest - should I do FXAIX or FSKAX?