What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I just got a really great offer, only downside is the eligibility for maternity leave is after 12 months of employment. We got a faint positive today but have had so many chemical pregnancies over the past year that I am not confident it will stick this time BUT I am on aspirin and progesterone for this try … so it could.. I want to see if I could negotiate being eligible earlier but I also don’t want them to think I’m pregnant when I’m not actually… How would you approach the conversation?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

What is considered a wealthy class annual income as compared to middle class/upper middle class?

New investor here. Don’t have too much money to invest because I have my first child on the way. I only have a 401(k) as of now. What would everyone suggest?

Looking for advice and recommendations on starting a non-profit healthcare case management company in my area. The focus population served would be low-income seniors with the primary customers being primary care offices that could obtain contracted case management services based on the practice’s needs/financial constraints.

I have my MSW & nearing completion of my MBA. I have 11 years experience, 6 in healthcare inpatient&outpatient.

What recommendations do you have on starting this process?

Hello folks. Anyone working for Accolite digital and provide me company reviews in terms company benefits like health insurance, notice period, leaves policy, remote work policy, and cab facility etc.?Accolite

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Whats the second source of income for a IT employee ?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What perks and benefits does the senior management (L7+) get in Accenture AI?
Also how much VP is awarded at L7+ levels?

I have received an offer and want to make a decision if i should be here for the long haul

Is anyone concerned the push for sexual equality in pay without accordant leveling of parental leave is gonna backfire?

Here’s a hypothetical:

A company has 2 candidates, aged 25-30, equal in every respect save one’s a man the other’s a woman. Maybe the woman is a slightly better candidate overall. They’d have equal comp.

Company considers the woman a riskier bet due to possibility she’ll take maternity leave — and considers the man less risky for his ineligibility to take as much leave. 🤷

How long do fed agencies give for maternity leave? does it matter if you take leave within your first year? does it vary from agency to agency? Specifically interested in SEC/CFTC.

I started a few new business ( with debt) this year, and because the way my taxes looked with other losses it looks like I didn't make a ton of money. Now my credit dropped from 800 to 720 and I'm having trouble getting credit. Despite having a perfect payment history and fully able to cover all liabilities. Any way to get the credit up. If I pay off my liabilities then my credit history gets shot with young accounts. What's the best way to handle this?

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

I found the following perks in Deloitte should also be considered at RISE

1. Office Phone reimbursement
2. Well-being allowance yearly 25k
3. Vacation allowance of 25k
4. Amount of Rewards and Recognition min 5k compared to current reward Rs.1500

Any Desi Management Consultant has a plan to move to India in the future OR all are pretty much want to settle here?

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Best to Worst in terms of work-life balance: Tech Trans, M&A or Capital Markets? (California if that makes a difference)

Is it just me or are behavioral questions really stupid? I always feel like they're either way too open ended or they're asking about something that's never happened to me

Why do leaders keep comparing how “good”the new staff/seniors have it because they make more money starting out then they did and working 55 hours is better than the 70-80 hours they used to work? Instead they should compare what options they have available to them and what their goals are.

I am always looking forward to the weekend. Just want work days to pass without anyone saying I suck at work. I feel guilty. How do I change this? How do I look forward to spending time at work?

Consulting is a serial offender for crazy decks. Is anyone else fed up of being asked to format other people's messy ugly decks 😑 like seriously it's not that hard, I'm not your personal DTP.

Hi All,

Please give me ur answer!!

Does PWC AC banglore offers permanent wfh?

Will that be mentioned in offer letter?

I have HR discussion tomorrow.

I have an offer from EY GDS bangalore, I am looking for WFH. Which one should I prefer?? Please provide your inputs😊Pwc AC @EY

Any good cos providing perman remote option ?

I've been trying to figure out why TikTok is so popular. I mean, I get it: it's easy to use and fun, but what's the ROI?

JB0029091 job id can someone please refer me , i can join in 5 days

Deloitte FL/PR is turning into a joke.. if firm morale wasn't already suffering from layoffs, they increase minimum hours through December while half the offices are unassigned. Abandon ship.

Got offer from Salesforce for the role: Sr Platform Solution Engineer with salary 160k(70/30). Is it a fair salary with 6yrs of consulting exp and SE as the first time(total 6yrs of exp)? Location FL.

Hi there! Just signed my offer letter and am excited to get started at Visa in the coming weeks. QQ: Does Visa reimburse gym memberships? If so, how much?

One thing that COVID-19 has taught you?

Trying to start reading more/ finding some blogs and inspiring resources. What are some of your favorite blogs/medium publications/online sources/etc of inspiration?

Are Creative Directors rich?

Are there any good books to read from a start up perspective? I’ve reading the lean start up but would like some other recommendations

Google stock to buy now or after the split?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

What does 401k mean?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Have about 5k to invest - should I do FXAIX or FSKAX?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Thoughts on personal loans to consolidate Debt?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

In your opinion which is the best target fund to choose in IRA Roth?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.