Limited investment knowledge. I have IRAs through betterment because I didn’t know any better. Should I take out that money and move it to Vanguard or fidelity funds likes VOO or VTI. Given the recent rise in the market, I am just about equally my initial investment which after holding IRAs for 4 years is disheartening - made no $. Betterment also charges monthly fees which is minimal but will still add up till retirement. Thoughts?

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I would. Fidelity is really fee free and is a place you can build a lifetime financial relationship with. Your needs will grow more complex as your assets grow and a full service, very low cost brokerage with strong service is a good partner.

I’m a fan of broad low cost ETFs and they are accessible for free.

Thank you! That was incredibly helpful!

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