Hi fishes, I have only one house property. But when I tried selecting ITR-1 for filing income tax, it shows a message in red mentioning I should select either ITR-2 or 3 since I have income from more than 1 house property. Should I go ahead and file with ITR-1 or do I need to get correction somewhere before filing the return?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

When people think all I do are tax returns and I'm like "No, I do estimates and extensions too. You're just not rich enough for that"

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

Best resources/books on getting personal finance in order?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

Hi Folks,

Recently in sodexo, another card got activated that is multi benefit pass and it says i can use this money for apparels,bill payments and at petrol pumps.. is this real? No physical card is given yet.. did any 1 tried this card? if yes, could you please guide me?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Anybody have experience using EtherDelta? How the hell do I get my money from EtherDelta back to Ethereum and out? Been trying for a week and the transfer isn’t working

If you’re married, what gross income would you consider being “rich”?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Which credit card do you think is the best for ME consultants?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

How is the job security in Accenture?

What firms have different levels for admin? Anyone in the Twin Cities looking for admin?

Looking for M&A attorney (8th to 10th year range-ish) with impeccable pedigree from BigLaw to LEAD an M&A dedicated practice at a PREMIER Global law firm's Boston office. Fast Equity Partnership track. A chance to lead and build a team. Only from top 25 Am Law firms. No book of business required. AMAZING opportunity for the right candidate. Incredible firm that negotiates one third of all VC dollars raised worldwide!

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

In an auto accident trial, can you inform the jury in any way that the at-fault driver had insurance? I have a hard time believing a jury would award 7-figure damages if they thought the little old lady defendant had to personally pay. I’m just starting to do PI on the side by myself at my firm, so this is probably a very dumb and obvious question.

FML. I’ve been dating someone for 8 months and have been having doubts about the longevity of the relationship. This week he tells me he is thinking about leaving our city and working remotely. Even though I was already thinking about ending it, this hurts. I know I’m being childish - being rejected by someone who I was planning to reject! And I know he isn’t the right guy for me in the long term. So why does this hurt?! 😭😭😭

What is the courtesy of withdrawing an offer you already accepted?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Hi there, I am planning to apply at Salesforce for the post of Technical Consultant. Please guide me what all topic I should put most focus on.

thanks in advance.

What does a Solution Architect at Slalom do? Is there a way to prepare for the work required of the position (e.g., re-read my AWS Certified Solutions Architect - Associate material)?

I have HR scheduled for Northern Trust Organization for Sr. Associate role tomorrow. CCTC -18. 50 LPA YOE-6 Tech Stack - Reactjs. What CTC I should ask in HR round? How much NTC will give?

Have you ever been put on a PIP and survived?

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Hi guys,

Im a draftsperson and programmer in Perth Australia and now have just over 1 year experience in this role. Im just wondering how much other people similar to me are getting paid outthere as i feel like im being underpaid thanks

We can help you in tax planning and getting tax refund upto 2.5 lacs.Let us know if seeking help/clearification.

I joined @mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX. Mindtree says "You come under 20% slab according to the income tax calculations. When all the tax slabs are applied you will have to pay yearly tax around Rs. X amount. So that amount will be deducted in monthly basis." Why sudden income tax deduction? Why was that not deducted in the month of Jan Feb March ? How can i recover that 10k every month?

Hi All,

I live with my mom (Property owner) in delhi and pay 16.5k pm as house rent for HRA deduction.

Now, she need some lumsum amount of 5 lakhs and I would like to pay this but also show this as house rent while filing ITR.

2 MAIN QUESTIONS -

1. Can I pay 5 lakh and show as house rent in HRA while filing ITR?
2. Total yearly rent is 16.5 × 12 = 198k. Can I show remaining amount i.e. 302k as Rent for next year?

Thanks in advance.

How to pay 0 tax on 20LPA package?

Any suggestions.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

Can we increase the Hra amount while filing the return?
I have paid lumpsum amount to my parent as the rent.

Out of platform question-

Is the outside food/beverages allowed in the movie theaters?