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Here we go again.

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i like CIT bank
TI1 - thank you
I’m also looking to put money into HYSA. My plan is to put the minimum deposit in Discover to get the $200 bonus and then put everything into UFB Direct at 3.83%. The 3.83% seems to be the best rate by a margin but I’ve never heard of them before. They’re backed by FDIC but apparently they can be shady (source: Reddit) Anyone have experience using them before and know if higher rate is worth it?
(https://www.ufbdirect.com/savingsaccount?utm_campaign=02481_DDU5_consumerdeposits_ufb_savmma_search_0522&utm_medium=cpc&utm_content=brand&utm_source=google&utm_term=ufb&gclid=EAIaIQobChMIt5Gq6Mis-wIVB6jICh1b2w5-EAAYAiAAEgKLb_D_BwE
Plenty of options. I use Ally. Rate is now 2.5%. Not the best rate but it is very easy to use.
CapOne Performance Savings 3.00%
DM for referral to Marcus. They keep raising rates as expected and they’re reliable (been using it for years). My referral will be better than Visa guy above
Should be able to withdraw at any time based on my experience
Wealthfront 3.3%
Sofi savings. 3% interest + $25 referral bonus + $250 direct deposit bonus. One of the highest rates and chasing an additional fraction of a percent is barely worth it since the bonus alone often outweighs that.
I also have Marcus but the referral bonus only lasts 3 months, which is 2.75% annualized. So lower rate and no cash bonus. Moving it to Sofi when my referral period ends.
I just used your link
Chief
Marcus
Have you had any issues getting money out of the Marcus HYSA account?
I like Citi’s high yield savings account
TRC = technology risk consultant lol
Vio Bank 3.02%
Pro
Open a SoFi savings account with Direct Deposit to get the $250 bonus and after you get the bonus, move your funds to Wealthfront for 3.3% APY.
Wait I didn’t realize others were much higher than Ally! Will there be any penalty to move everything from Ally to Marcus?
Also Ally no penalty CDs are at 3.1%. Not sure what others are at
PayPal is 3%
I use Wealthfront! Rates on cash account was just raised to 3.3% today. DM for referral
You and i both get $30
Pro
Nerdwallet has a good rating scale for all the main HYSAs out there.
For the lazy: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts
Ally is great
2.5, didn’t realize others were at 3!
Vio Bank had been around 2.7/3% for the money market account
Citizens access is a great choice
Discover is fine and it’s one less app if you already have a credit card of theirs. Currently 2.75%
Pro
DM for referral to Marcus. They keep raising rates as expected and they’re reliable (been using it for years)
Not at all. You can withdraw at any time desired.
I use a money market that pays 3.1. They’ll all keep going up for a little too.
Cit bank
Have you had any issues getting money out of the Citibank accelerate savings account?