Looking for a safe and easy high yield savings account that I can withdraw from anytime. Any recommendations? I currently bank with Chase and the savings rate is pretty much 0%.

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i like CIT bank

TI1 - thank you

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Plenty of options. I use Ally. Rate is now 2.5%. Not the best rate but it is very easy to use.

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CapOne Performance Savings 3.00%

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DM for referral to Marcus. They keep raising rates as expected and they’re reliable (been using it for years). My referral will be better than Visa guy above

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Should be able to withdraw at any time based on my experience

Wealthfront 3.3%

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Sofi savings. 3% interest + $25 referral bonus + $250 direct deposit bonus. One of the highest rates and chasing an additional fraction of a percent is barely worth it since the bonus alone often outweighs that.

I also have Marcus but the referral bonus only lasts 3 months, which is 2.75% annualized. So lower rate and no cash bonus. Moving it to Sofi when my referral period ends.

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I just used your link

uplifting

Marcus

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Have you had any issues getting money out of the Marcus HYSA account?

I like Citi’s high yield savings account

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TRC = technology risk consultant lol

Vio Bank 3.02%

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Open a SoFi savings account with Direct Deposit to get the $250 bonus and after you get the bonus, move your funds to Wealthfront for 3.3% APY.

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Wait I didn’t realize others were much higher than Ally! Will there be any penalty to move everything from Ally to Marcus?

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Also Ally no penalty CDs are at 3.1%. Not sure what others are at

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PayPal is 3%

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I use Wealthfront! Rates on cash account was just raised to 3.3% today. DM for referral

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You and i both get $30

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Nerdwallet has a good rating scale for all the main HYSAs out there.

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Ally is great

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2.5, didn’t realize others were at 3!

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Vio Bank had been around 2.7/3% for the money market account

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Citizens access is a great choice

Discover is fine and it’s one less app if you already have a credit card of theirs. Currently 2.75%

DM for referral to Marcus. They keep raising rates as expected and they’re reliable (been using it for years)

Not at all. You can withdraw at any time desired.

I use a money market that pays 3.1. They’ll all keep going up for a little too.

Cit bank

Have you had any issues getting money out of the Citibank accelerate savings account?

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