Looking to buy a second home. We used a VA loan on our primary home. Does anyone know if there are VA loan options for a second home? Not having to put a down payment on a property is awesome but, my limited understanding is that only works for your primary residence.

Is anyone planning on trading water futures?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

These paychecks aren't cutting it. Side hustle ideas?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Does EY let you keep Amex rewards points?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Is this the official Amex Fishbowl?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Can H1B visa holders own rental property? If so, can you self manage or do you have to get a property manager? (House would be bought through personal loan, not an LLC, so wondering whether USCIS could deem self managing as unauthorized employment? How would they find out?)

Max out HSA or IRA first?

Is it a bad idea to take a job that doesn’t offer a 401K match program or HSA option?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

How long do you guys think it will take for rental prices to rebound?

Looking for a new apt, and noticed 24 month leases cost more net effective (obviously because prices should increase next year).

For those switched from Accenture did you have to sell all your Accenture ESPP shares?

How do you and your partner (married or not married) split financials?

Why do people accrue prepaid expenses?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

What's your one regret from your time in the MBA program?

Can we combine our Corporate Amex points with Amex Everyday MR points?

Has anyone ever submitted themselves to washingtonprobs dating stories on instagram? or reach out to someone on it?

26/F Toronto, Indian, dangerously independent
Bored of insecure men on dating apps 🤷🏽‍♀️☺️

Redeemed my recognition points for a portable air conditioner. Hope it's effective!

Is there any cooling off period for getting promotion in tcs. Like the time period between 2 promotions.

Anyone at Davis Wright Tremaine and know if they hire remote paralegals on a full time basis or iy through the 6 month contract?

Has anyone moved from consulting to a project management role within industry?

I've become really jaded about consulting. I find all so often you need to tell the client what they want to hear to keep their business and I feel like so much of the what I recommend doesn't actually get implemented. I'm looking to make a career switch so I can both create and execute on my strategies. A product management path seems very promising for this.

Does anyone who switched from consulting to product management have any recommendations of h helpful PM books, courses, or programs?

I'm a pca in TN with around 8 years of experience. I am making 13 a hour. Is that low?

Any Vietnamese fish got H1B stamp recently? Mine is only valid for 1 year which I'm wondering why. Not having to worry about renewing it every year when I travel abroad is nice :(

Hi Folks,

Can you please help me with the below queries,

I am working as a contractor for Walmart.

1) In case, they convert me to FTE, can I expect any hike?
2) When are Walmart offices opening?
3) My payroll company mentioned my work location as Bangalore but the project I am assigned to is based out of Chennai, how will that work?
4) What is the expected salary for an SAP Consultant in Walmart with 7 years of experience?

One of my direct reports has asked about going part time. They currently manage special reports in a bi-weekly publication, working closely with sales, freelance writers, and an internal designer. Job duties are primarily project management and editing/proofreading. As the first read on articles, they need to have an understanding of the material (business/regulation). Has anyone had experience with job sharing in this type of a role?

Anyone with insight on Tyson Mendes?

For those who have done a volunteer placement with WVS, what was your experience like?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Has anyone here used New Western to buy real estate deals?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!