Mortgage rates are lowest in years, yet Citi Private Bank’s rate is still 6.25% for 30 yr fix. Weird.

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It’s because they build into the rate the ability to do 10% down with no PMI

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A2, sure, but I closed with them Nov. 2024 for 5.5%. So the current rate doesn’t make sense to me.

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Wells Fargo too. 10 year ARM is at like 5.8

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I got 5.35% last week on a jumbo loan through Bank of Texas’s lawyer program.

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C1, through Bank of Texas. Check biglaw investor for banks in your state

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I got 5.75 from Citi in May

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