My job doesn't offer dental 🫤 Is anyone else in a similar boat? What do you do about it? I haven't been to the dentist in five years. Are there affordable options for someone like me?

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Mine does and I don’t use it.
Paying cash and negotiating cash price is actually cheaper.
You can also use HSA funds.

Many employer dental plans are fully paid by the participant anyway. So in theory, if all you need are cleanings then you probably are better off paying out of pocket and skipping the coverage.

However, if you are concerned you might need work performed (fillings, crowns, etc) then you might consider talking to your dental office about recommendations. They absolutely can help connect you with coverage providers.

I know how you're feeling, I haven't been able to afford a trip to the dentist in years either

I haven't ever worked for a place that didn't offer dental. However my very first job was a contracted role so there were no benefits. THat being said I contacted an insurance broker and she found me really good dental insurance that I paid for out of pocket and it was only like $24 a month.

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