Not really points related but looking for opinions. I have the Amex Gold. Had held it for 7 years. Never had an issue paying the $250 AF.
It’s going up to $325 come Oct. few of the perks have changed including adding Dunkin, Resy.
I’ve managed to acquire 250k points with the Gold mainly from Restaurants and grocery shopping.
I like the idea of us in the points for an ANA trip to Japan one day.
Are people sticking with Gold or downgrading?
FWIW I already have
CSP & Business Cards
C1VX

I have ~$130,000 student loan at variable rate of 1.4% right now. I have been paying off pretty aggressively (at least $4000 per month) but I wonder if I should invest or save more instead. What are your thoughts?

More about me - a 3rd year biglaw associate making $220k base salary. I'm getting burned out and I don't know how long I will be able to stay. I have been maxing my 401k, Roth IRA, and HSA. I have ~$110,000 investment and ~$40k cash.

How many of you here actually have more than 5 years experience investing in equities rather than dollar cost averaging index funds, and what are thankful for in terms of holds

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

Is paying the annual fee (on Amex corporate card worth it to get rewards?

Thoughts on Snellville as a place to buy a home? Found a 4 bed, 2.5 ba for $310K which looks great.

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Do watch stores accept credit cards or do they only accept debit? Sorry if this is a dumb question, just seeing if I can get some points.

If I have 36k every year to invest in something and i already max out my 401k, where should I put my money? S&P in a brokerage account?

I have 100k, does it make sense to use 50k for a downpayment. Or is it too much?

Any Aussie expats in US have recommendations for a tax accountant? First year filing.

For need-based financial aid, do you have to submit your parents’ old tax returns from past? Or just yours for the past 3 yrs?

How do you determine which contract to sell when you have multiple contracts of the same stock? For example i have multiple contracts with various strikes and expiration dates on FB and wanted to take some profits and cut losses on some. Some I bought a few weeks ago so they were more expensive then some of others. I was just wondering if there is a strategy on which to sell or is it all based on expiration date or is it some combo of expiration date and premium paid.

Once you have PR is there any restriction on getting a visitor or traveler visa to USA ? Will need to give up my H1B in US when I move full-time to Canada but might need to return to settle estate

How did you save for wedding related expenses? I am able to max out my 401k this year, so should I still be contributing to an individual brokerage account?

FYI: For those using SOFI for student loan payments. If you pay ahead it will auto charge interest into the extra payments unless you specify that the additional charges only be applied to the cont.

Anxiety about turnip prices significantly exceeding anxiety about my real investments, help

I'm thinking of making a move from deals strategy manager to a corporate strategy manager role with 19,000 AED per month + housing allowance at Dubai.

Is it a good comp?

I’ve always avoided annuities but think this one from NY Life is interesting. It’s called a Variable Investment Fund and you can add an Investment Preservation Rider for a fee. The IPR guarantees your investment return will at least be the cash you put in.

Typical portfolio returns about 7.5% after all fees. The commission fee is 2%.

So you are attenuating some upside and paying a pretty hefty fee, but you are insuring agains the downside.

Thoughts?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

Anyone investing in SHIBA want to come together to develop a gaming app to help with the burning process?

My wife went to consulate today for visa stamping. Her h4 approval is still pending with uscis but i am on h1b and my approval notice has come. Will that be an issue for my wife’s visa to be stamp at the receipt notice?

Negotiation tips? I'm wanting to move into a Senior role

I’m trying to go back to the basics. How do you guys structure thoughts around identifying the correlation between 2 variables? A basic example: the number of steps I take in a day and the hours of sleep I got that night.

Who has made the switch to Snapsheet as an estimator? How is the environment and culture?

Anyone recently interviewed with Cerner? Any input/tips on the interview process ?

IRA vs Roth IRA. What y'all use and why? I'm new to the retirement account business

So drunk rn

What's the interview process & salary band like for Huron's associate consultant position?

What's everyone doing this weekend? 🥳

Guys - If I am going for a h1b first time stamping interview, what do I answer if i am asked "Do you work for an end client?" I do not have any client letter or any document to show the interviewer. any guidance will be super helpful please.

Anyone have a view on best healthcare consulting firms — big four or otherwise? Particularly interested in the regulatory landscape but strategy seems interesting too

Hi Fishes

As a .Net Developer, what are some non service based companies that are good in terms of technical learnings and growth for a 6YOE with good employee policies. Big plus for good working culture and WLB.
PS: Been working in Service based companies since last 6 years and I think I feel like I don't want to work in a client and service provider type team. O think too much effort goes into client dealing,reporting and maintaining image. Frustating to do this on daily basis.

My theory- Vettel was smart to get out of Ferrari with 2021 rule changes, and since it is a ‘level playing field’ he might go to a dark horse minion who might have a ‘Team Brawn’

Anyone hiring in LA for Acct. Sup?

How much does amex offer as fixed for 6yr experience and what designation (manager or senior manager)?
Masters in economics background, gurgaon location

Hi Partners, any of you working on growth strategy combined with analytics and service design? I think that there are great opportunities on the intersection. Looking to define my niche.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Does the Uber credit card make sense to use for corporate travel? 4x on food 3x on flight and hotel 2x on Uber and no fee. What’s the catch here?

Any 🐠🐠🐠 with SWUs expiring 01/31? I have an int. flight booked in a couple of days.

I can’t find the link with the list of all the Corp codes for hotels. Can someone please post it here for me. Thanks 😀

In a third world country for a project... my Marriott airport pickup driver hit and killed two stray dogs on the way to the hotel. I don’t even want points. What the hell do I do/say?

Has anyone been able to upgrade that cat1-5 hotel Marriott certificate using points or money?

Platinum Elite here, do you all just ask if any upgrades are available or rely on the front desk agent to upgrade you? I feel like a d-bag asking.

Marriott or SPG?
No one gives af about Hilton!

Thoughts on Uber Visa? 4% dining, 3% hotel, 2% online, 0 annual fee, seems sweet for an everyday card

I’m using my points/suite nights for personal travel and the ceiling is peeling, carpet is torn, bathroom door mildewy, reception has dropped the ball with help multiple times... cont

When are new Global Services announcements typically made?

How do you complain for points/compensation for delayed checked luggage?

New to the points world and need advice. Planning a last minute trip to Chicago in a week and curious if you would use Chase points (60k) or $750 Currently have 130k from SUB+daily spending but not sure if it would be worth it to use points since the date is so close. Currently have CSR+CFF

If two Delta Diamonds are on the upgrade list and have purchased the same fare class at the same price, what would be the next tie-breaker? (Assume no certificates are being used)

Does Chase do extensions for the 3 month $4K spending bonus period?

Any difference pro/con booking personal trip directly on Delta vs AmexTravel? My understanding is I get the 5x Amex points regardless.