Planning on cancelling my CSR when my first year is up (in about a month). What should I do with all the points before then? Don't have any trips planned so I can't book anything...

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Don’t cancel until after it renews and you spend the 300 travel credit. Your prorated membership refund with not account for you spending it

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BCG1 is on top of things. If you don’t have another UR card, you’ll lose your points. Best to open a Freedom (or F Unlimited) to park the points. Freedom points are worth 1cpp, as opposed to 1.5 with CSR, and cannot be redeemed into a mileage/hotel program. But, if you park them in a Freedom, and open a CSR/CSP later, you’ll then be able to transfer again. Or redeem/transfer the points

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Then plan a trip lol

Why do you want to cancel?

I don't spend enough these days to justify it (which is a good thing!), compared to other rewards cards

You can downgrade to a free card and keep the points value too. They just don’t redeem at 1.5x in the chase portal

^ if you downgrade to freedom though, you can't redeem for travel at all. Only cash/equivalents at 1cpp

Why not get a free chase sapphire card? That way you can use it at 1x travel at least. That’s what I did for my sapphire preferred.

The regular sapphire was discontinued

^ ok, my bad then. This was a year ago

You can still get the sapphire card by calling in. I did it a couple of weeks ago.

If you cancel within 3 years of opening a card it is reflected negatively on your credit

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