Planning to finish my attic and add a bedroom, office, lounge, and maybe a bathroom. Got 3 estimates, last was $73k including a bathroom, others were $35k without. House is currently 5br/3ba/2kitchen. Is adding a 4th bath up there essential? Have $350k equity and plan on using a home equity loan to finance.

If I JUST got my Uber Visa card, before they announced all of the changes in their rewards/cashback system, is it worth it to close the credit card?

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

How to transfer PF fund from hcl to epfo if i was a non pension member???

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Which bank account is better for salary account?

HDFC
Axis

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Does EY have mortgage benefit？

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Heyy there,

Some advice please on which is a better option

American Express
JP Morgan

Both are offering around same fixed salary.

Field - Java + Microservices
YOE - 8

I can’t anymore I can’t 😭

I recently received a VP offer at AlixPartners, can someone at AP help me understand this new profit sharing/ longevity bonus they have? The HR rep was not very clear given how new it is. I presume it is additive to any annual bonus or 401k match, correct? How does it work? How long is the vesting period? Etc.

Quick post to say thank you to each and every one of you for the work you do. I appreciate all of my fellow social workers!

Hello 👋🏾, I'm currently Looking for an Opportunity.

Is Anyone currently "overemployed" and potentially needing a remote personal assistant to assist in some important task?

Please send me a DM

Got my rejection call after McKinsey round 1 today. They said they still liked me and would be sending me something about a keep in touch program for future cycles. Is this actually something or just fluff to sign up for a news letter

If you had the pick of BCG Chicago and Bain Chicago out of undergrad, which would you choose, and why?

I need your advice. I got an offer to join Morgan Stanley in Canada and want to know what my salary range is there. I have 10 years of experience in investment banking and will be a 5 member family living there. Can i get 200k per year, please advise. Appreciate your help on this.

Hi All,
Need 11 like to continue account.

Thanks in advance.

Meeting with a recruiter at one of the FAANG companies. I won’t be able to move jobs because of H1b /GC at least for the next year. Any idea if I should start off with that or should I just try to understand the work that they have been doing?

I want to take this moment to wish everyone a happy new year. Still on holiday vacation.

Hi all,
Please help me with referrals for Investment Banks like Morgan Stanley, Goldman Sachs, JP Morgan. I have 3+ years of experience. DM or comment to connect. Thanks!

Anyone have good book recommendations that I can learn from and are entertaining? Trying to survive a 10 hour flight this weekend 🆘🆘🆘

So many success stories depend on timely promotion/presentation and marketing - think of the importance of "going viral". How many failed ideas are out there ripe for picking that previously died because of bad execution? Maybe there's something to being an innovation vulture 🤔

My office chair stinks even though I wash it with carpet cleaner every few weeks. Fellow 24/7 WFH workers, how do you keep your office chair clean?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Do you thank your tenants for paying the rent? A quick thank you text?

Any one knows what’s the easiest way to order a radon test for new construction?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers