RBI keep increasing rates...
It affects and home loan burden keep increasing...now ROI is 9.4 from 7.0 within less than 1 yr.....😐😐


What govt is doing 😔

Post Photo
like
Posting as :
works at
You are currently posting as works at

Amrit kaal

funny

Government is launching 5g and bringing cheetahs🤣

likefunny

These rise in interest rates is because Govt is trying to stabilize the value of rupee. It's the ripple effect of recession in US. When Russia-Ukraine war comes to end the situation will get better slowly. India is still comparitively in a better position than others.

like

I have read economics and there is a direct correlation between interest rate and inflation. Check it out!

To stabilise the currency they sell their forex reserves!

like

You're the minion to fight this battle. Don't forget to file your ITR 🥳🥳

like

Salary is increasing. Expenses are increasing. Value of rupee is going down. Inflation is going up. Are we really getting richer by higher salary. No, it's not.

like

Everyday items were already expensive. Now EMI outflows will also increase. Don't know how it helped..

like

It's normal just before the recession.
What goes up, comes down eventually.

Abhi toh or badega.

Before effects of Winter is coming!!

Same here bro...just last last oct took a homeloan @7.1 now it's more than 9%🥹

Same here :(

It's a win and lose situation for a common man. The FD returns too get increased based on the repo rate.

I don't know, I don't have that much money to put in FD nor can afford any home loan.

like

Took loan in march @6.55 from Kotak.. now its 7.95 and after yesterday's increase, it might move close to 8.4-8.5 😔😔

Bc is se acha toh fixed le leta @7.5 from SBI

That fixed would have also changed over time

like

Currently the government is trying to outflow money to control recession. As the world is already facing issues. This also prevents real estate bubbles which cause a lot of issues.

However common men are highly impacted with this.

To tackle this I use hedge and investment to keep up with high rates

Related Posts

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

like

The bond yield curve just inverted. If you don’t have to make any major purchases for the next year, that’s probably a good thing

like

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

like

Someone talk me out of buying the C8 Corvette 😭 I make >$200k and am early twenties FWIW

like

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

like

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

like

Thoughts on staking crypto? What’s the safest way.

like

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

When my portfolio was going nuts 🚀💰 made over $100k profit last year and on same process this year.

Post Photo
like

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

like

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

like

Thoughts on vanguard money market funds to replace HYSA in today’s market?

like

3D printing. Industry on the uptrend, and most stocks still massively off their 2014 highs.

SSYS would be a 6x return just to get back to ATH, and has been flat for 5 years. It’s currently at the low end of that range. That tells me that the risk is low compared to the potential/likely reward over enough time. Using this kind of strategy was successful for me with crypto. What do folks think here?

Anyone have other similar investment ideas?

like

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

like

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

like

What's your target retirement savings? Target age? Combined or single?

like

Well, its a good thing I sold ARKF when it was $55 last year

like

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

like

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

like

Sad that I missed out on this deal 😭 brand new & tax free

Post Photo
like

More Posts

Graduated 3.4 UGPA in engineering and economics from a non-target school. 3 Years experience. If I am aiming for M7 how much of a stretch is that and what kind of GMAT score?

like

Can those not picked in lottery earlier this year and whose status still reads submitted still expect a selection over the next 2 months in case those selected are denied approval?

like

I have 400 CRS score and I don't see it increasing much. Is it advisable to move to Canada on ICtransfer. Not sure if i will hit PNP. Have EB2-2015 priority date in USA. Already in USA from last 10 years? Appreciate any comments.

like

I just started looking for a job and made some profiles on various job boards. I'm getting a lot of emails from recruiters that look like this. Whenever I talk to them on the phone it's very hard to hear them and the whole thing just seems a bit fishy. They ask for my DOB, and one asked if I would sign something so they could market my profile. Is this a scam?
I've censored names, addresses, and phone numbers.

Post Photo
like

So, what's the difference between Digital Deloitte and Doblin? Is Doblin within Digital? Are they competing subgroups? Just trying to wrap my head around Deloitte's innovation design structure...Deloitte

like

What were some challenges y’all faced this week?

I’ll start. Trying to get non local resources utilized. National Leadership thinks this is the answer to our problems but local leadership is hesitant.

Fishes, pls help with likes to enable DM. TIA.

like

Hello guys,
I am looking for opportunities in Risk Management, Risk Reporting, Model Development, Model Validation. Do ket me know if there are any vacancies in your companies.

I've got 1 year left on my STEM OPT and I haven't had luck with the H1B lottery. I plan on going to grad school next year. How good are my prospects at going to a top mba program with only 3yrs exp?

like

Hi, this is a bit early but thought y’all might have some good insight. I’m exiting my current startup & have two offers on the table 1. A successful small startup in NYC doing PE/niche executive recruiting and 2. a fairly reputable PE consulting group in Austin. I’m going through the recruitment process at McKinsey for a middle/back office role (capabilities for a really cool space) but by the time I hear back, one of my offers won’t be on the table. Any advice on what’s best for MBA apps?

like

What’s the average GMAT score required for booth/Kellogg’s executive MBA ?

like

Audit > FDD > t15 MBA > BB IB

Thoughts?

like

Do people working in IB, PE, Consulting, etc. get any financial aid when applying for top MBA programs (M7 or T15)?

like

Hello Fishes,

Which company is better in terms of work life balance and wfh options as working mother:
LTI
Capgemini
Infosys

Thanks for your responses.

like

Do you always need an MBA to get into MBB?

likefunny

I have recently received offer from jpmc as an associate of consumer and community banking, that means job grade will be 601?

like

What does everyone think of the new Cartier Santos?

Sorry if this has been asked ad nauseum around here, but can anyone recommend a really good (yet easy and basic) skincare routine? Specific products/brands would be really helpful.

Mid-20’s here. TIA, I really appreciate it.

like

Hi - I have an upcoming conversation with BCG Partner next week. I had reached out to her to understand experienced hire opportunities. What can I expect during this call? My goal is to get an interview.

like

Any other challenges out there for Southwest beyond United? I'm A list preferred on Southwest and possibly looking to make the switch.

like

Additional Posts in Consulting India

Do people actually get the salary that they post over here? Or is it some random numbers being uploaded by people.
Just asking as many people who post here have CTC of over 15LPA which gets me drooling and surprised at the same time, while I'm here with a 3.6LPA CTC. 😂

likefunnyupliftingsmart

Hi, any opening in Industrial and Medical Gases area for 6 years experience, including PESO licensing system experince in Pune??

like

Hi guys can we use apps like Google Pay in Thailand for online payments instead of cash?

like

Is there any chance that TCS will revise offer after accepting it. Any Success story? I know it is bad but considering my 10 years experience they offered very low. Since i didn't had any offer i accepted it.

like

OOPS !! 🤐

Post Photo
likefunny

Anyone here has any idea about the worklife and kind of work at Solara Active Pharma?
How good is the EA to CEO role at such a firm?

Can anyone help me in calculating the In-hand salary of below

Post Photo
like

How to get more offers in notice period?

like

Hello Beautiful people,

Any open positions for 7 years experienced professionals in Pune or Remote?

Skills - PowerBI, SQL , Python Business Acumen

Please help, I am badly looking for a job.

Notice period 1 week

like

Guys, I received my 1st salary in Deloitte today, I had joined on 18 Oct. My tax is cut around 50k. Can someone tell me if it is for the whole year or only for few months?

funny

Which company to join:

LTI 11 LPA(95 k variable)
TCS 12 LPA(1 lac variable)
UST 15 LPA(50k variable)
IRIS 15.5 LPA(Fixed)
Virtusa 16.5 LPA(Fixed)

Please suggest

like

Hi fishes,

My YOE- 5.9, cogni offer 16 LPA .-42k variable.remaining fixed
Infy trying to retain - Onsite offer Australia.
Could you guide me which one would be good?

like

Anyone working in Moengage as Customer Success?

UKG is hiring people across multiple domains ( specially for women)
Checkout at careers.ukg.com, feel free to DM me if you want a referral. (noida location only)

Post Photo
like

I got joining letter from TCS , the reporting location is PTI building, new delhi. Im not sure , what kind of project i will get there. Does anyone know about this TCS office?

likeuplifting

Can you please suggest UBS vs Nagarro?
Quality of work (tech)
Learning and growth
Hikes
For a front-end developer.

How is work culture in Amadeus ?

like

Hi , Need 11 Likes to Unlock dm

like

Anyone here from Rockstar Games Bangalore? Need to know about the notice period. Also, how is the WLB and perks at Rockstar?

likesmart

Is 19L underpaid for a 6 years exp Servicenow developer?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal