Thoughts on vanguard money market funds to replace HYSA in today’s market?

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

Is there restrictions about side work you're allowed to do as a tas professional?
So let's say I wanted to get my Saul Goodman on and prepare tax returns for some side income. Would that be allowed?

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

How to transfer PF fund from hcl to epfo if i was a non pension member???

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Planning software- does anyone know of software that is good for younger clients? I use moneyguide pro but it does not seem to be made for clients that are coming in for planning over questions like can they afford a house or other short term goals.

Making $37 hr full time with benefits. Chattanooga Tennessee

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Assalamo Alaikum brothers and sisters . Hoping to get some advice on 401K . I researched the target retirement fund and all of them have financial institutions so I don't want to invest in target date funds. I am not sure which funds I can invest in ? Can I ask fidelity for an alternative based on my beliefs? If so, what should I request ? Any IBMer here any insight on what options we have for 401K in Fidelity? JazakAllah Khair.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Trading stocks. Anyone notice hedgefunds going HAM with energy stock purchases since November 2021? These bank jobs aren’t about doing pivot tables for some bozo. It’s about looking at the data and conveying a message. Financial Forecasting. Try it. The answers to retirement is out there.

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

What value does an HOA add for a condo in a city? I've seen costs of 900$ a month in Seattle and I don't understand it. There is no snow to shovel most small buildings don't have security or regular landscaping. Where does this money go?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

What percentage of your monthly pay do you invest in the stock market? Complete noob trying to get started with investing. I already max out 401k and have a rainy day find in place.

On RRSP; I opened a self directing account with Scotia. Does it mean I have to buy everything through it. Can I buy stock on another site with cheaper transaction fees but still declare it as my RRSP ?

💲For those who DON'T think a six figure salary is possible:

👉Just ask for it. Really, you would be surprised. Might be easier to switch to a new company and ask. I did that 3 years into my career.

And 🛑 wasting your time at a company that under-values you severely. Sometimes switching companies every 2 years or so will allow you to keep raising the bar for yourself.

How much bonus does an L6 in tech consulting get ?

Do partners at top consulting firms have better WLB?
An Associate here contemplating whether all this is worth it.
Thanks!

Did anyone got job in US while staying in India. Did US employers sponsor visa ?
Please share your thoughts 🙂

Any ERISA attorneys interested in switching firms? I am in recruiting and have a client looking to add 2 associates?

Partners- joining a new firm next week at the manger level. Small group (~80 across US), what are some important things you think I should do to set myself up for success? I.e. what would impress you

Hello, we've recently started a community focused on FAANG Interview preps. Wondering what kind of content people might be interested to see in such communities.

Hi Fishes

Need referral. It would really help me to land on a good job.

Serving notice period. LWD is 5th September.
Skills : java, mongodb, Kafka, elasticsearch, microservice etc

Thanks in advance.

Hi , got an opportunity at Singapore. Salary is 7000 SGD per month. 4 years experience. Current fixed is 15 lakhs. Is it good enough to have a decent life in Singapore?

At EY is I was reimbursed for a stationary bike 2 years ago. Would EY reimburse me for a road bike this coming year? There's a stipulation that says every 5 years but I'm not sure if that means for another stationary bike or if I can get a road bike and be reimbursed.

Are we allowed to have a side business (not accounting related) while working for big4?

Tax: how hard is for a big4 guy to get another big4 job in Europe? Which countries are the easiest?

What base salary comp should an experienced audit hire at manager 1 level at a big 4 expect? Think VHCOL (Bay Area/LA/NYC Etc.)

What are the Pracitioner factors that go into your bonus again? Trying to get a guess. Performance, level, promotion year, what else? SC, Not up for promo, $117k, GPS HC

Currently looking for Tech consulting/ Implementation consultant/ privacy roles in London. I have both CIPP/E and CIPM.
Please let me know if you know any roles that are available? Or any recruitment agencies you can refer me to

Thank you!

I’m a Sr AD about to step into an ACD role. This will be my first time being direct report to creatives and being involved in briefing process. Any tips on how to be an awesome direct report? How does a creative successfully contribute to a brief? Please, teach me your ways.

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

Does anyone put money into CDs anymore?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

My dream is to be a full time property investor (buy, renovate, build, sell, rent etc). I’m saving to buy my first property to fix up. Anyone have any tips to get started?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Is 3.0% for a 30 year fixed loan an 0 points good? I messed up on my initial loan and I really need to refinance and while I think it’s good, I also thought my last loan at 4.5% was good as well. I’m clearly an idiot and need advice. Sorry if this question seems stupid.

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

New to Roth IRA and ira. Do I need to report realized gains out of these accounts during year end tax reporting ? I day trade out of these accounts and flip even for quick 100$ gains

Planning to buy vanguard ETFs only (Long term investments). Should I use Vanguard or Schwab?

Schwab seems to be cheaper with better service based on what I’ve read.

Thoughts on VBIRX as a short-term (1-3 year) savings vehicle? Split with a HYSA.

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Is there a tool/aggregator that shows returns for different investments by accounting for both dividends and appreciation? And allows you to compare investments? I started using Personal Capital but haven't found a view that meets this need. Am I missing something?

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?