Received my first airdrop ever and it turns out it was a good one! It was ELS (Elysian) through a trust line I setup and added to XUMM wallet.

I got just over 5600 ELS. In the app you can actually exchange for XRP, and the current conversion rate is 5.4 to 1. This means that I get around 1000 XRP if I was to convert which is worth ~1000 USD atm

I'm undecided on if I want to hold it all..

It's too late to sign up for this airdrop but there's another for SOLO which has a snapshot in December...

Love the RSUs & Stock options. $160k initial grant is now worth $450k+ within 10 months. What’s the best way to manage it once it starts vesting? Any tips to reduce tax cut?

Do you deduct your internet as an home office expense on your tax returns? Any other common consulting deductions I should be looking at ?

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

Are you considering selling a property? If so, what’s holding you back?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Top 5 coins to buy?

When picking up a J2, how much should you include about J1 on a background check?

Joining Google in few weeks and my side gig these days is researching 529 plans for my almost 1 year old. Does anyone know if Google offer & contribute to any 529 plans? If so which one? I see it listed in benefits section of onboarding site but looking for the plan name at the least.

I should probably know this, but are companies required to refinance their debt if they are acquired?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

The total crypto market volume over the last 24 hours is $48.32B, which makes a 7.31% decrease. The total volume in DeFi is currently $2.39B, 4.94% of the total crypto market 24-hour volume. The volume of all stable coins is now $45.34B, which is 93.84% of the total crypto market 24-hour volume.

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

Any thoughts on the below mix of index funds for a portfolio? Too little? Too much?

VOO
VUG
QQQ
VGT
MGK
VIG

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Making $97k this year and not sure where it all went. I feel I should have more saved. Rent is $2,300 and my pet is about $200 a month (food,insurance)

I need a financial miracle to afford my postgraduate degree. I have 6 months until the first bill. Experts on this sub, is there a crypto Hail Mary I should look into?

I’ve been doing some reading around Crypto but don’t currently hold any positions.

I haven’t managed to get any confirmed scholarships or financial aid packages so this post, as you can tell, comes from a place of exhausting every possible option. Any help massively appreciated.

Lauren May and Nicole Wright - Ogilvy

Looking to move to Charlotte for work and not that familiar with the area. What are some good apartment complexes that are inexpensive but in a safe area? I don’t mind being 15-20 mins from uptown. Probably rent around $900-1100 for a 1BR 1BA

Can someone refer me to SAP Labs?
SAP Basis
2.5 YoE

And also what should be the expected CTC?
Current CTC - 5lpa

Last night I saw a couple getting busy (way too busyy) on the streets in bellandur area. Is this normal in blr? They looked from well to do households.

Hello,
I have applied for the position of a consultant at Accenture and am currently ongoing the interview process.
I have successfully cleared the Skill 1 and Skill 2 interview rounds and was now expecting that the next would be the HR round.
I have been mailed that there is there is a third round before the HR round that is going to conducted the next week.
Skill 1: Pure Technical
Skill 2: Semi Technical + Managerial

What you I be expecting in this third round?

I have an opportunity to work on an IBM Maximo project. Is Maximo still a relevant product? Is this a good idea in terms of career prospects?

The film industry bringing in 5k american dollars in the US is making me laugh so hard. Idk why I just can't believe it LMAO

Should those of us who write code be taking a moral/ethical responsibility for what the code is used for?

I’m interested in becoming a product manager but I don’t think I have the right background. My background is in enablement/product training/L&D. I don’t have a technical background. I work closely with the PMs at my current company and would love to get to do what they do. Is it possible to be a product manager without a technical background? Are there any certification type programs that could boost my credentials and employers would actually care about? Or is this transition a pipe dream?

DOES BNP PARIBAS INDIA offer car lease policy to its employees?? If yes, is it available for the post of Senior Associate

I'm 6 months old at D! Planning early promotion next year.. counselor and pm both are backing me.. I need to go to India for at least 4 weeks in Dec ... most probably would be rolling off from current project by then .. would this vacation hurt my promotion chances coz of utilization etc?

Healthcare consulting practice. Deloitte vs Accenture vs other players. Thoughts on who has the best practice overall?

And any insight/who has the best practice in the provider space specifically?

An advice on how to approach the application and how to land an interview with an MBB firm? I am at Accenture but want to engage myself in “pure” strategy work.

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Any update on when EY Law will bump us to premium processing?

Wanted to understand what happens in FAANG companies if H-1b visa runs out and there is no I-140 in place to extend visa beyond 6 years. Do they transfer the employee to a non-US office E.g. Canada? Does anyone here been through this scenario?

Can I get H1B visa stamp annotated with (future employer) while I serve my (current) employer’s notice period?
I have a job offer from Meta and awaiting my H1B transfer approval notice. I have never received an H1B visa stamp before. I want to work from India (& get H1 stamped with Meta based on offer letter+approval notice) during my notice period, followed by 2 weeks of unemployment, and start my new job at Meta once I return to the US.

Other than citizenship, are there any other benefits of having a baby in the US vs in India? My wife and I may not be settling in the US, depending on what we decide over time. With that in mind, my wife is siding towards having the baby in India. When I checked online, I don’t really see any benefit except for the citizenship. Any inputs appreciated :)

Hi fishes,

Please help me choose the right option considering yearly hikes, promotions and good projects.

Tech stack - SAP finance
Yoe - 8.5 years

Pwc offer - 19 fixed + variable + 1.5 lakh joining bonus
Accenture offer - 22 fixed + 0-27% variable + 1.5 lakh joining bonus

I would appreciate hearing from@federal government workers. Where did you work likes and dislikes? Any advice would be appreciated.

Why are you posting if you don't own any?

OMG predictions for 2017?

All my gainzzzzzzzzz going down down down

Me and SO seeing significant difference in Coinbase fees for a recurring transaction. Example: I am seeing around $19 fee for 500$ ETH recurring weekly while he is seeing around a $4 fee. Anyone experienced this? He has been a Coinbase user longer than I have, if that matters at all.

This slow and steady stop is a little scary.

Long time advocate getting a little nervous. Believe in technology, but have no idea what my true investment worth will be by year end.

OAX anyone? Think I saw someone mention it a few weeks ago

What are the top 3 alts I should buy at current levels?

Thoughts on LINK from a perspective of value?

Run for your life !!!

Hard to focus on work because I keep opening Blockfolio and am more interested in the crypto space happenings of the day..

Probably the 100th person asking, but honest opinion requested: is this dip temporary or should we be worried.....personally I’m a HODLer but getting a little antsy

Interesting life science ICO next month, BlockRx. Looks promising, worth a look: iSolve_BlockRx_Token_Whitepaper.pdf

I hear most people recommend Coinbase Pro. What’s your argument for not using Gemini Active Trader if you’re trading under $1M? Gemini Active Trader has a smidge of lower trading fees than Coinbase Pro for smaller traders.

🔮Monday ETH to cross 1k 🔮

Been on Coinbase for a while, wondering if it's worth the pain to go to another exchange for the additional coin diversity

HGTv has more ‘gaines’ than I have on crypto #humor.

trx trx trx

What is really happening in that conf. ?? Any reliable links ?

How did we all miss the SQUID token (SQUID GAMES) ? 😞