Should I redeem CSR points for 1.5x cash back? Seems like the same deal as 1.5x return on travel, but expanded to all my purchases

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It’s ALMOST the same but Pay yourself back is better in financial sense. Technically you don’t need to spend another 1.5x to get your points back. However, going the other way usually makes people feel more rewarded.

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You also earn points on the original purchase and can then earn again when spending the cash from the cash back

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D1, yes, but you still earn points for the original transactions.

Yes I’m doing this to liquidate points before my CSR renewal, probs going to downgrade since it’s not worth the fee anymore

How do I check when fee for renewal will happen?

I just searched my transaction history to see when it happened last year

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