So I got a Plan It offer on Amex Platinum to break down payments for large purchases over 3, 6 or 12 months for free (no fees).
Is there any downside to this kind of breakdown?
Does the statement balance remaining on your card, even though it doesn't accrue interest, reflect poorly on your credit utilization?

Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

Do we think house prices in brooklyn (park slope, prospect heights, fort green) are inflated right now because of covid? Likely to go down or continue as they are?

Anyone find value in having both the Amex platinum and gold card?

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Hey Folks - I’m planning to buy my first home in a metro that I want to move away in 5 years or less. In this case, is it wise to choose an 5 year ARM rather than 15-30 Y loan?

Delta diamond. Do I need to get the credit card? Worried I'm leaving miles on the table

Does anyone feel like they need to keep saving more, even though you’re already doing what you can (maxing 401k, emergency, building up a nest egg, investing, etc etc etc)? How do you know when you’re good and it’s enough?

Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

Good time to buy Austin real estate? Moving to Austin soon and have long term plan there. The housing price is sky rocketing.. i know it can be a bad option right now but I don’t know if it will ever get cheaper?? Considering dramatic increasing in population. 🐠 thoughts?

I’ve been picking up Macy’s options expiring 4-18 and 4-26 in the $30 range. Stock has been absolutely crushed but sentiment is changing now. (Cont.)

Any investing roles that don’t fully focus on just profit when making investment decisions. Have heard impact investing might fit this but curious to see if there are others and whether impact investing actually sticks to their mandates

Has anyone opened an IRA for a non-working spouse using ITIN?

Is it allowed?

Can I get visa sponsorship for Australia . I am a fashion graduate and have 5Eoy.

How do you feel about influencer realtors? I've seen a couple and the way they have to put themselves out there to create "awareness" for real estate is both commendable and scary.

Someone correct me if I’m wrong… for PDM Analysts/Senior Analysts with 93% utilization target, working 40 hours a week, factoring in holidays/collective disconnect days… there’s 1 day of PTO available across the entire performance year in order to meet utilization by Jan 8? Is that even legal? Lol

Have an offer from a company and they have started my visa transfer but I want to give notice to my current employer before the application is sent to uscis and join once we get the receipt notice. Any harm or risks associated with it? Has anyone heard cases of rejection for visa transfers lately? TIA

Hi Fishes,

Currently serving my notice period, only 26 days left.

Looking for referrals for Data Scientist, NLP Engineer, ML Engineer or Data Analyst position in SAP, ZS Associates, Newco Amazon JPMorgan Chase, Rakuten Citi Kearney Apple Apisero Appinventiv Natwest group MetaLab

Tech stack: NLP, data science, Azure databricks.
YOE: 5.6.

What’s going on with the rental market in manhattan? I searched the past few days in Streeteasy for 1 bd in UES/UWS for 3k with doorman and no result come up. a month ago, I did a similar search and I got a bunch of results. Is the rental going hot again or LL are tricking the market?

Is there any way to get a Singapore (+65) SIM card and phone number outside of SG?

Is there a legal way for an international student in the US to earn money on the side?

What should you look for as a realtor?

Does anyone know what US credit cards allow you to have the card while living in Canada? This would be with an existing US credit history with strong credit score, but no current US address.

For homes that need major updates, should there be an added discount in the offer since it will take time and effort to fix up or am I not being realistic ? Ex homes in the area that don’t need to be fixed are 500k, the home that needs fixing needs 100k worth of fixes. So would offering lower than 400k makes sense?

Single now! Anybody want to DM me? 😍

Tips for helping kids stay on task during zoom? Our little class (9 kids) has been doing zoom circle times twice a week but I noticed they are really distracted. Also every meeting a kid leave...

The lifecycle of someone using Docker for the first time: 1: I'm comfortable using Windows, surely the tools exist? 2: Hmm... What about a Linux VM? 3: ah what's this thing called WSL? 4: f it I'm dual booting

Hi, looking for 11 likes so I can DM people offering referrals. On that note, is anyone offering referrals for FAANG? Thanks!

I am about to receive an offer from Microsoft for a Sales Manager role, level 65. 1. What should I expect in terms of a Base & OTE? 2. Do Sales managers received an annual bonus? 3. Is level 65 a good level to come into Microsoft as a manager?

With the Whitehouse about to push new Coronavirus messaging: ‘Learn to live with it’, push people to accept 50-100k new cases per day and encourage numbness to death where are our Dems?! Why aren’t there daily house subpoenas and hearings?!

I don't know who needs to read this but you are not the negative thoughts you have about yourself. You are great and you have a bunch of amazing things inside. Have a great weekend!

Any advice for nausea during the first trimester? I’m eating small meals, taking b6, and am finding no relief.

Hii! Anyone from Coimbatore looking to avail the summertime meal for this month ?! :)

When it comes time for me to write my dissertation, the only way I can actually write it is if someone buys me a grant so that I can afford to make the time to write it!

What’s a better way to earn slightly more in savings than high yield bank account? Any short term bond funds, munis, or money market funds at brokerages worth considering?

Can you get out of an apartment lease due to COVID-19?

Does anyone know how to have Google Sheets or Excel automatically pull up weekly prices of stock tickers? Currently keeping an Excel sheet running of stocks mentioned from financial newsletters I read and updating manually. Any formula or trick to track investments would be helpful - thanks!

Anyone familiar with Equitable’s Dual Direction offering? My brother was contacted by someone trying to peddle it. I’m assuming this is another scam like Northwestern Mutuals Whole Life Insurance, but wanted to know for certain.

Not sure if this is the right bowl but I need some financial guidance. I've never had money and Im finally getting to a point in my career where I'll be making more. My wife is also starting a physician job in July once her residency is over. Total income will be around 350-400k for us. Im nervous because I've never had to manage that much money so I want to make sure I'm doing the right saving, investing, etc strategy. Any thoughts on what we need like advisor or accountant? What do you all do?

Where would you put 25k right now?

(Have 8-month emergency fund and no consumer debt)

Bought Boeing today 🥵🙉

Has anyone opened an IRA for a non-working spouse using ITIN?

Is it allowed?

What is the best way to beat inflation? I have a few techniques but curious what everyone’s thoughts are?

Trying to choose 2 funds to start my ROTH IRA off with. Looking at VOO, VTI, VTV and QQQ. Thoughts?

Becoming a Senior Manager this year and live in the DC area. Any recommendations on pay band as we start negotiating?

What platform do you guys use to invest in fractional shares? Motif, Stockpile etc

Thanks

What security system do you use for your home? What is the average monthly cost? Is TBI security system good? They are asking $35 a month

Where should I invest my Roth IRA? Currently making 401K all in S&P. HSA also all in S&P.

Is there an average % of my salary I should be investing per month/year? Currently max out my 401k, Roth and HSA. Contribute $700/month to investment portfolio and ~3k a month towards a future down payment (expecting that 3k to transition to my monthly mortgage payment once I find a home). There’s usually about ~1k left over that I balance between savings and portfolio but didn’t know if there was one I should allocate more to? Will need to do backdoor Roth next year so can contribute more there

Buying a first home in the next 6 months. Is the 20% down payment rule antiquated or should I delay another 6 months until I can do it?

Are you still buying at market dips ?

Where do you keep your Emergengy fund? Any other options besides a HYSA?

My father passed away a few years ago in his mid 60s. I handled all the estate consolidation and finances so my mom could retire. She takes no ownership over finances and is making splurge purchase, and RV shopping immediately after buying a $50k truck. I’ve asked her to track her budget which hasn’t happened. She’s fairly wealthy (mid/low 7figs), but I’m worried it won’t last because she doesn’t do basic finances. None of her decisions seem thought out or planned in the slightest.