So I got a Plan It offer on Amex Platinum to break down payments for large purchases over 3, 6 or 12 months for free (no fees).
Is there any downside to this kind of breakdown?
Does the statement balance remaining on your card, even though it doesn't accrue interest, reflect poorly on your credit utilization?

I get tax brackets but in the UK making 30K you pay ~£6K tax and when you make around 5x more at £150k you pay 10x more tax ~£60k. What things can you do to lower your tax in consulting? (I’m not at 150 yet but most of us will get there hopefully if we stay in this role)

Any success stories with EB5? Who did you use? How were the investment terms? Been on H1b 9 years now and no end in sight with eb2 wait. Concerned with risk of outright fraud not 500k investment amnt.

When you all buy a stock how much do you normally throw in? Realizing I have a few where I’ve thrown 2-5k are worth my time. While throwing 200 doesn’t do anything. Great if it goes up 100p but that’s just 200

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Anyone heavily invested in crypto here?

Anyone else get a $200 statement credit to be used on Amex Travel w the Platinum? I have the Schwab card so didn’t get the Dell statement credit and just noticed the $200 credit. This is different than the usual stated benefit of $200 airline credit btw

Anyone here uses Bitmex? It is not open to US residents, but, people to seem VPN in. My primary question is about taxes / reconciliation when one does margin trading. Thanks 🙏

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Is there restrictions about side work you're allowed to do as a tas professional?
So let's say I wanted to get my Saul Goodman on and prepare tax returns for some side income. Would that be allowed?

After the rents tanked; What are you guys paying for 1BHK in streeterville? ~900sqft (lower floors )

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Guys can we apply for TSA Pre?

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

Hello,
I've recieved an offer from Morgan Stanley, my previous salary was around 6 Lpa and last offered was around 15 Lpa (WFH), I quoted 40 to 45% on top of that around 22 Lpa considering Mumbai location, WFO and Glassdoor pay range.
Did I just do a mistake by quoting too high a number? Please let me know your opinions.
YOE: 3.5
Tech Stack: Java Full stack devMorgan Stanley JPMorgan Chase

Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

Hello Sharks
Off topic: I am planning to buy or book a car by end of this quarter. I can spend upto 20 lacs max. So suggest me a good car.
Also, is it worth spending upto 20 lacs on a car? Why asking because constantly gets feedback from everyone includes friends, family and wife that live your life and don't think much if you can afford. I don't know if i can afford it not. But I am considering one time as well as running cost. My CTC is more than 35 LPA.

Hi Folks, I have an offer from IBM. They told me that variable component is not written in CTC breakup but you will get some amount each year

Is it so ?

Hy all

Right now I am in notice period and don't have any offer in hand
But I inform to my manager I have a offer with x amount and he agreed to match it
Right now I am going for a call with HR
If they ask do I have any offer in my hand then what should I answer them
Will HR ask for the offer latter which I have?
Fact - I don't have any offer in hand right now

Name one thing every engineer should have.

Have you seen your app idea executed before yours because of lack of funding?

Question fellow fishes: How long do we actually think fintech is going to dominate? When it comes to substantial wealth, security outweighs convenience. Seems to me like people reach an upper limit with fintech apps before switching over to traditional banks and firms. What say you?

Asker outers- make reservations. I’m tired of going to dinner or drinks and finding out my date’s plan is winging it and the place doesn’t have space. Make a reservation!! It takes one min!!

Hello Bowls,

Three Months back, I gave interview for Infy and got selected after that I got one offer from another company with very good pay so, I have to tell infy that I will not be joining. The same thing happened for me in 2018, Initially I gave Interview for infy got offer from them after that I joined in TCS. If I reject the offer now, will they black mark my profile by not allowing me to join in future. Also, what I can tell them for offer rejection. Thanks.

I have cleared all the round in pwc interview now hr is telling we cant hire you are bca graduate and have completed mca as distance. iam having 4 yrs exp. Is it like this type of norms in pwc?
#pwc @PWC @PWCKOLKATA @PWCSDC

After decades of system iterations can someone please answer me the question of why I have to build the same general customer master data report because SAP refuses to have a standard transaction for it?!? Just me venting, carry on :)

What is the resignation process in Oracle?

I was just informed that I am going to be extended an offer for AWS Proserve. What is the pay schedule for AWS… I thought she said that payday was once a month… I didn’t know if I heard this correctly.

@Apple

Would love to work at Apple but no relevant role come up on official site where always getting sent to.

Any ideas how else to get foot in?
Connected with Apple recruiters on Linkedln and potential recruitment agencies but all dead ends.

London UK based Marketing Comms FTC/Perm roles with 12 years experience. Thanks in advance

Is there anyone who became an architect without experience as software engineer? I currently work as solutions analyst and my goal is to be a solutions architect. Is it possible without having software engineering experience?

Hi everyone,
I’m hiring for x3 Sr / Jr Application Security Engineers in my team.
UK based, team is 100% remote, although the office in London is there if you prefer.
Pre IPO unicorn valued FinTech startup.
Get in touch for more info 🙂

I hope you all are having a good day and looking forward to the weekend!

I would request all the members to respond to this.

List some of the major concerns of our day-to-day professional lives that are hampering the quality of our work and how support our stakeholders.

Any non-US lawyers who have been hired by an Am100 firm without having sat the bar? Looking for an opportunity in the US, if possible DC or NYC, and currently working for Big Law in Europe.

Would like some tips re hiring process + visa from those who have succeeded. Looking for a 1-2 year stay and open for longer term

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Is there any reason to NOT max out a 401k? I’m 23 and will contribute about $10K this year ($86k salary at ~11.5%). Does it make sense to max it out? I don’t have any large upcoming milestone expenses except maybe going back to school in 2-3 years, but not for certain yet.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

ABNB @ $144. Invest or not?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Best robo advisors and why?

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Looking for a referral for TD Ameritrade.

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

<$10 stocks to buy now ?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

Thoughts on brk.b for long term? Thinking of getting in at this point.

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

Are there any youtubers you would recommend for watching for stock picks advice?

Is there a tool/aggregator that shows returns for different investments by accounting for both dividends and appreciation? And allows you to compare investments? I started using Personal Capital but haven't found a view that meets this need. Am I missing something?

Want to buy a house in bay area? Is this a good time? Thoughts?

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?