Is there any reason to NOT max out a 401k? I’m 23 and will contribute about $10K this year ($86k salary at ~11.5%). Does it make sense to max it out? I don’t have any large upcoming milestone expenses except maybe going back to school in 2-3 years, but not for certain yet.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

What personal financial knowledge do you wish you had learned in college?

Student loans paid off! These are the times I love the opportunities consulting brings!

Anyone in Vancouver want a Programmer Analyst role doing data conversion from Oracle into WD? UBC is a great employer that pays well for Vancouver / Canada and the work is remote, though you have to be in Canada. 4 weeks vacation and benefits start on day 1

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Deciding between 20 vs 30 year term life insurance. 33 years old and just had first baby. Anything I should consider to help me decide which horizon makes more sense?

Recently moved to the US and will open a trading account. Which platform would you recommend? Looking for simple interface, low fees and promotion if available. Planning to trade semi-frequently (every second week / monthly) and invest 15k as a start.

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

What is your favorite part about being a realtor?

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Anyone familiar with nanny taxes?
We've always just paid cash to our previous nannies and our new one is requesting to be paid via a W-2.
That will force us to pay additional 7.5% in FICA as employers.

Can we pay her on a 1099? How does that work and do we have to contribute anything ourself if we do similar to W2?

Please keep unhelpful judgments to a minimum regarding us trying to pay cash

Hello All anyone know about company “Reply” in London,UK?
I need to understand paternity leave over there.

My firm doesn’t match my 401k — still worth opting in?

Surprised by how skewed towards bankers FB seems to be. Would've thought there'd be a more even balance of bankers and markets people. Interested in hearing people's thoughts.

Dear Wells fishes...
How much percentage of variable pay you get in your first year of joining wellsfargo.. Especially when you join during Aug, Sep or Oct months.

Need advice. Currently at $142k base. 3 years and 1 month left before I max out of H1b. Just got my PWD issued through current employer though their immediate reaction is subtly letting me know they’re not in a hurry to start recruitment. Got an offer today for $160k base. Similar role, both are good teams, etc. Do I politely decline and see my GC process through or accept and get more money? Feel like current employer will drag their feet as long as they can for retention purposes.

Hi, Can someone guide me which product based companies are good for a linux administrator with 4+ years experience. It will be helpful to move forward with clarity.

Anyone want to do Wharton TBD mock?

Hi all!
What kind of information would you like to find in this bowl?

What KPIs do you give upper management to set hiring expectations for senior tech talent? What tools do you use to calculate/track applicants vs recruiters screens and submissions vs HM interviews which lead to offers?

just got a full time graphic design job. is there any reason why using the work-provided adobe creative cloud account for personal use is a bad idea? like privacy or something? i’m thinking of canceling my personal subscription and saving some money.

Here comes the sun!

Any good entertainment news podcasts? (business/legal)

Anyone have any recs for good online/virtual book clubs?

Any recommendations for a therapist that understands high stress/high demand professions, and whose recommendations don’t include “just turn off of your phone or try not responding to emails”? Bonus points if they understand ADHD as well.

Hello,

How is SAP practice in PWC. What kind of projects we can expect to work.
Also will it be support or implementation projects.
What are the work hours usually? Can we finish the work in the mornings and attend only calls in the evening to match the timezone? How flexible is it?

Thanks in advance.

Anyone have reccos for digital paper cut artists?

Will my firm pay my bonus if they pay it out 9/30 but my last day is 10/1?

What's the longest vacation you've taken and where did you go? Thinking about capitalizing on my unlimited PTO and want some ideas.

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

With the market down, everyone continuing to hold and buy more?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Is $4,500/month too much for mortgage (taxes, insurance, HOA incl) for HHI of $190K? If yes, what should be the max per month?

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

Just downloaded Robinhood on my phone and going to learn investing with small amounts. What are some resources to read and make informed decisions? How many $s should a complete noob start with ?

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

Anybody here flip houses on the side? Is it lucrative and what were some big challenges initially?

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.

Having an issue with direct 401k rollover. I had an after tax portion with old plan and my new 401k plan now does not accept after tax rollovers. The check has already been issued to a state street bank & trust FBO [my name] and I can’t reissue to a new bank. Any tips on deposit this check to an IRA? Can I endorse to another bank even though I’m only FBO on the check?

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Are Vanguard target funds good options to invest my 401k money in?