So the other day an axis bank employee coerced me into creating an account promising acceptance of loan application. My account now in which I've to maintain a min balance of 12k got created, plus ₹590 for debit card, but loan didn't get approved because the company I work in isn't "listed", another reason they gave was that I don't have enough work experience( needs to be 1 year). Disappointed. I want to close this account now. Will there be any charges for this? If yes, any a way to avoid it?

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Yes, there will be a closing charge if you close your account before completion of 12 month.
Meanwhile, you can write to the grievance nodal officer of axis bank stating the whole narration and asked them not to charge account closure fee, else you will escalate the matter to the RBI’s ombudsman cell

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