So the other day an axis bank employee coerced me into creating an account promising acceptance of loan application. My account now in which I've to maintain a min balance of 12k got created, plus ₹590 for debit card, but loan didn't get approved because the company I work in isn't "listed", another reason they gave was that I don't have enough work experience( needs to be 1 year). Disappointed. I want to close this account now. Will there be any charges for this? If yes, any a way to avoid it?

like
Posting as :
works at
You are currently posting as works at

Yes, there will be a closing charge if you close your account before completion of 12 month.
Meanwhile, you can write to the grievance nodal officer of axis bank stating the whole narration and asked them not to charge account closure fee, else you will escalate the matter to the RBI’s ombudsman cell

Related Posts

Hi all, my office is in RMZ ecoworld. Please suggest 1bhk house available for rent nearby starting from Oct 1

like

How much money do you have saved up?😳

like

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

like

What are some good modern/post-pandemic personal finance books you can recommend?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

like

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

like

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

like

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

like

** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

like

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

like

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

likeuplifting

EPOR a solid first option trading choice?

like

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

like

Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

Post Photo
like

Investor’s Business Daily: worthwhile?

like

Big4 Partners: could you provide some insights into how the Big4 pensions work. Assume one becomes partner at 40, and then retires at 50 after full vesting, how much annual $$ you get after retirement?

like

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

like

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

likehelpful

There has to be a point where focusing on minute details generates diminishing marginal returns.

like

More Posts

Pros and Cons of working at Cerner?

funnylike

How’s the work life balance situation at Amex for data engineers?

like

I’m staying in tonight, plz tell me funny stories.🧐

likefunny

Any remote junior/associate BA Roles open?
Looking for some leads. Thanks in advance.

is there any AML KYC or Financial crime or Fraud investigation roles open for Team Lead level in JPMC? can someone refer me with one? issue is if they are accepting Team Lead experience without it being on papers..

like

Hi Everyone
I am looking for a manager position in VAT/ International taxes/ Indirect Tax in New York city. Please DM if ur company is hiring

like

Hi fishes,

As i have recently joined EY GDS as Consultant, Can someone let me know of an estimated hike %age the company awards?

I know it depends on the service line and the individual, just wanted to know an average amount

like

I’m torn. I have an offer to join as a Product Manager or but very interested in consulting due to the variety of work. Any advice?

like

Scrum Master with 3 YOE, 1yr in agile. Technical background. Secret clearance and working in Federal. Two in demand certs (SAFe SSM & SGP). Currently making 103.5k in DC. Realistically what is the highest I can negotiate for at competing firms?

like

Is KGS gives wfh set up reimbursement to new joiners? Any new joiners out there

like

What is the Wharton HCM interview like? I already had a discussion with June in the summer and got all my questions answered. Is this interview any different?

like

Is it true that less than 20% of engineers are women, even when there are so many programs specifically focused on getting females into STEM fields? It seems like it should be more evenly distributed

like

I was on a tour but where I asked a couple of older women sitting behind me to speak softly as it was 6:30 am in the morning. After that they kept saying loudly that i’m smelling and that i need to use deo and that i should keep my arm down. I confronted them later and they said respect your elders?? I want to ruin their vacation. What else can I do?

funnylike

Hi Fishes,

How is culture at Hexaware ? Especially there Central Bid Management or RFP team?

Anyone out there exposed to SAP PaPM? I'm a product director and looking to see what the Bowl thinks of it..

like
like

I am working for a client in infosys and the project is in initial stage and the go live is somewhere in January.

Now the thing is this project has lot of toxic people from client team and they play blame games on daily basis.

I am working as a team lead here and want to get deallocated from this project.

Please help me with right approach and save my soul.

like

SAP Labs is well renowned for its WLB. Please share your experiences on WLB. Is it still on good note or its poorly impacted in ur team!

like

What are the 1-3 things that help you find meaning in life? Whether it's your work, friends, family, a cause you support, or something else

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal