The ideal vesting period for employer contribution in a 401k plan is 3 years.

1) Is it still applicable if an employee moves from India office to the US office and already has more than 5 years of UBS experience? Does it vests immediately?

2) If the 3 year rule is applicable, when is the employer contribution actually vesting? At the end of the calendar year or March of the next calendar year?

Thanks!

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