Related Posts
Situation true for most of us now a days...

Additional Posts in Accounting
Advice needed - boyfriend has almost 3.5 years of finance experience at a bank. Interviewed for PwC valuation senior associate and now recruiter says they want to hire him at “experienced associate” because he has no valuation experience. Is this too big of a step backwards in career? Should he push back and see if it gets him anywhere? If he does accept Associate, is it reasonable to ask for written, definitive timeline (1 year?) for promo to Senior upon meeting standards? Help!
New to Fishbowl?
unlock all discussions on Fishbowl.







Rising Star
If you’re married, just put all the money together and create a monthly budget together.
I agree with most of what the others have said. I earn 3x my husband, but we have never used “my/his money” terms in our marriage. It all goes to the pot and we pay the bills. We talk before making larger purchases. It’s worked for us for 20 years.
This is exactly 💯 the way it should be. love this for you!
At the risk of sounding too Dave Ramsey like, people’s willingness to share everything besides their money is wild. People are so unserious about marriage
Thank you! (Call us old fashioned!)
All of our money is in joint accounts and all bills come from those accounts. What’s mine is ours and what’s theirs is ours. Don’t see any need to over complicate things
This is a way to get completely blindsided. Keep a joint account; but also have your own that he cannot touch. This way; he can't drain everything and you can put away savings.
You two are married, which means you made a lifelong commitment to figure out these problems together. There is no his money and her money, it is y’all’s money. You guys are more than just roommates
Jennifer it sounds like you were in a bad situation. Spending addictions are no joke. I can see where you are coming from.
While it might be helpful to get data on others, honestly you should consider talking to a professional on this. Not sure what other aspects of your relationship are like, but I don’t think what you describe seems healthy
Relationships are tough (I’ve been divorced twice, and like 1/2 of marriages don’t last - it’s good to get some counseling
Wishing you well…
I like to do things on percentages because it seems more fair to me ... so 60% of my paycheck and 60% of his goes into an account for bills, yes his 60% is a smaller dollar amount but ratio is what I think makes it fair.. 10% into savings/retirement each and then the other 30% goes into individual accounts so we can do what we want with the remaining
I do the same. I carve a little out for my “fun money” then the rest of my paycheck goes to our joint account for expenses and whatever he wants. This also helps keep my spending in check as it’s in an entirely different bank.
call dave ramsey
Why does he have “his” money? Get a joint bank account. Deposit all paychecks to the account. Pay joint credit cards and bills from the account.
You can slide off an agreed upon allowance from your budget to each of you if you need mad money
Im married so it doesnt matter in the slightest who pays what lol
My wife does the same thing to me. I pay 80% of the bills, paid off some of our loans and she told me I was financially abusing her because she didn’t want to pay off the loans.
My ex-husband did it to me. I made all the money and paid all the bills and he got to do all the shopping and ended up with all the alimony. But you go ahead with your misogynistic stupidity.
When we got married, my money and his money became OUR money. That's how we do it. There have been times that I made more money (I paid off his car and paid for our whole honeymoon when we got married because he was still in school), and times that he made more money (deployed to Iraq for a year and I moved back home with my parents so we could save all his money for a down payment on a house). Yes, we still have arguments over money because he eats out too much and I shop too much, but never has it not been OUR money. It all goes in and comes out of the same account. We each have an allotted monthly amount that we can spend without questions, but it's the same amount for both of us. I think you need to decide if you are married or if you're roommates.
Married about 15 years. My husband and I have never shared money. I had bad habits and he’s miserly. I take on the bills I can. He pays the mortgage and all insurances. I pay the rest. He has a retirement which I don’t. The income has bounced back and forth over the years with the bulk being in favor of him being higher. Now it’s pretty even. I’m 10 years older and on Social Security, working when I can. I was taught nothing about money growing up and my first husband wasn’t good with money either. I’m not saying it’s perfect but it’s what works for us. I admire those who can work together and avoid conflict. Money breaks up a lot of relationships.
I make 3 times what my wife does and we have one bank account. The money is our money, not my money. It was that way when she made a little more than me, and it is still that way now when I make a lot more than her.
I earn more than my husband by about $50k. When we got married we put everything into one bank account. We have shared credit cards and we each have a solo card so things like birthday and Christmas gifts can still be a surprise. I have never understood how people agree to join their lives together but not actually be a team and keep separate yours and mine accounts.
I make significantly more than my husband. I make $170k, him $40k. But we each pay 100% of the bills. Because his money is mine and visa versa. The couples able to build the most wealth are the ones who combine finances.
Honestly, you shouldn't be asking advice from people you don't know. We don't know your situation or marriage psychology enough to give you decent advice. I would take a good look at your life with this person and decide for yourself if it is worth it. Look at the whole picture. Good luck.
We’re married so the paychecks go into a combined account and all expenses are just taken from there without consideration of how much we earn. At the beginning of our marriage (first 6 months or so) we kept seperate accounts and it started to get really messy (I.e. who pays for rent, expenses, car payments, etc). Ultimately it doesn’t matter since it’s coming from the same place and we quickly realized that having two seperate accounts just added unnecessary stress and fights.
I make more than my spouse and he covers all the household bills, while I pay for groceries and toiletries. I have student loans and he get VA assistance so it works out for us. I agree with the majority of the comments here, that it’s “yalls” money. However, I can understand your frustration, especially since it sounds like he is financially illiterate. A lot of people have no clue how easy it is to build wealth with a spouse and you two could potentially retire early or pay your house off if he buckled down.
I think you should try to bring in a third party, like a therapist, or religious leader. He might need another man to tell him that he is wrong.
Run.
I mean this from personal experience. The first time your instincts tell you to run, just run.