TIAA HR is offering 20 lpa for associate role, need some genuine advice, is the package okay or they are offering less?

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Hi Folks,
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Hi can you suggest , JP Morgan or TIAA ( both mumbai) which is better? In terms work culture/ work life balance and employee growth.

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Hi fishers,
Please let me know, what band one should expect with 10 yoe in TIAA and what would be the max salary for that band. I would be having negotiation round with TIAA HR in end of this week.

Please don't ignore and kindly suggest which company I should join JP Morgan or TIAA (mumbai both) in terms of
1. Work culture, work life balance
2. Compensation
3. Growth
Soon will be receiving offers. Yoe- 5.9, domain - risk / compliance.

Also, i have offer in hand 20 lpa fix+4lpa variable. how much i can expect from both.
Please suggest.

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Publicis Sapient - 22.7 lpa CTC, 20.5 fixed - SAL1
TIAA - 17.5 fixed, But HR is very rigid it seems to negotiate.
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Can you please suggest which one should i join?
6.5yoe

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