Two things that I learnt as it related to insurance coverage for fertility at EY
1) Shop around for the cheapest Rx drugs. Your insurance should still cover it even if is not through their authorized pharmacies aka CVS Caremark.
2) All the daily monitoring etc. should be coded by your doctors office to diagnostic, monitoring etc. If they put it towards your fertility benefits, it will deplete your $25K max very quickly. Daily monitoring could be upwards of $600 per day.
Hope this helps!

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Any idea or list where you found cheapest drugs ?

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