We close next week on our first house! Can I just go to my bank the day before and get my certified check? Do I need to do anything in advance? All my money is in my savings should I transfer to -

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Can you buy fractional shares in Schwab for stocks not part of the “Schwab Slices” list? Example if I wanted to buy 5.5 shares of TDOC is that doable?

Did anyone get a jumbo loan with less than 20% down?

I worked the majority of 2020 from home. Office is in NYC but live in another state. Why do I need to pay tax to NY?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Ally bank dropping rates again. CD a good choice?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

What’s a safe level of income to buy (or finance) a boat?
I’m aware they are money pits but want one to fish / get out on the weekends

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

Im so happy! I just paid off all my debts!

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

What do you now know about freelancing that you wish you knew when you started?

Any other offices within DB seeing a lot of staff attrition?

If you’re not into drinking/partying, what are some ideas that 2 people can do in NYC on New Year’s Eve? (Except the ball drop). Brand new to the city, appreciate the suggestions. TIA

How many annual leave days do you get? (I’m in the UK and a company i’m considering offers 25 days off a year)

Is bfs account Contract get extended or they simply release and we get bach to parent (cts), for another project is complete bgv happening or they just handle from their side?

My Starting Date is about a week away and my background check is still in review with Accurate. It's been with Accurate for around 5 days. Has anyone faced the same situation?

Aldi at Digitas? 👀

Had anyone gone from a med tech (MT/MLS) to LIS? What the pay more or less? I was offered a position with their second offer being 7k less than I make now. How can I negotiate more even if it’s a “change of career”..

What would be the impact on GDS? will GDS also split in two parts and along with Remain co. And News Co. Accordingly?

In terms of overall value, how will you rate these top Collin County cities from 1st to 3rd?
Plano > Mckinney > Frisco

Or are there other cities better than these three in the county?

My gf and me call each other everytime we have free time. However lately she seems disinterested in phone time. She never initiates calls anymore and she tells me she wants to hang up in the middle of the day and not right before bedtime. We live a 4 hour drive apart. And I told her this is like living together from a distance, because I put her on the house speakers. What can I do to keep her engaged?

Most important behavioral questions to anticipate? My first interviews since securing my campus offer are upcoming and I’m trying to brush off the rust. “Tell me about a time when...” feels very different now that I have more than just group project academic experience

I applied for a role a few days ago and found the relevant hiring manager today via LinkedIn. Should I send a follow up mail/introduce myself to this person. Would it leave a good impression or come across as desperate?

Btw, the person is in a “Talent Acquisition” position at the company.

Deloitte India vs Deloitte USI.
Please answer if you have worked for both and have significant first hand experience about the difference in WLB, annual hikes, work culture, any other observations.
I see a lot in of this same discussion but very confusing and repetitive answers.
So would like people with personal experience to answer.
Thanks in advance 😃

How on earth are you guys getting into these AMD calls for 5/1? The theta is scaring the devil out of me. I almost went with the peer pressure yesterday and then backed out (I am bullish in AMD)

Any 🐠 looking to rent out a room or sub let one from 15 Jul until 1-Nov? I need a short term option and seem to be getting nowhere in my search!budget <1000 and ideal location Lakeview nr water+park

Hi Friends,
I have received Australia 482 Visa in last week. Please let me know if any opportunities for SAP HCM/ Successfactors

Best ways to avoid building up tolerance to medication? Trying to avoid the need for daily usage/ dosage increases

Got an offer from a startup for 19.5LPA.
Its base is 15L, and I'll be getting 124800 in-hand.

I have 3.5 yoe in typescript/react/NEXTjs fullstack. Out of which only 10 months are on a full time role, rest of time was freelancing.
I am also an open source contributor for some NEXTjs related tooling.

Is this a good offer?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Any Property Management recs in Seattle area? :(

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.