Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

What is the health insurance policy of atos India...
Can we add parents in dependents as well?
From which date health insurance starts after joining.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

I just accepted a new position that pays $139,000. My current position pays $105,000. 5 years ago, I was making $26,000. Here to give advice to those looking to get farther in Billing/Revenue Cycle. Ask me anything!

What does the salary for a home health visiting nurse in the south look like?

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Seems that the vaccine that usually takes more than 10 years to develop, test for side effects and go through the regulation process is being very fast tracked to roll out - which is a super great thing to potentially eradicate the virus. on the other side of the spectrum, people with life sciences n healthcare insights, how reliable and safe would you say vaccine (being fast tracked) is...?

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

How many of you already have life insurance and long term disability with a trusted provider? Is it worth getting?

Is it worth it to save up to fly business or first class internationally [even just US to EU] - or save the money for other things?

Thoughts on the new Chase Freedom Flex?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

What are some of the investing must-reads that you'd recommend?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Any MVIS longs on here? If so, at what $ did you buy in at?

For those of you who have a working spouse what do they do? Would you be able to be in this industry without them?

Any recommendations for companies open to former senior-level agency folks? Looking to make the switch in house and have 15 years experience working in oncology

Question for yall. How likely is an offer once a company decides to do a reference check? I know I am in the final 2, from context clues in interviews. I just dont want to get my hopes up.

Any update on promotion??

How’s the freelance producer market doing these days? Busy, slow?

Average hike in Citi in promotion year??

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Any new joiners attending first impression call tomorrow.

Why do you enjoy Boston (as opposed to other cities)?

Anyone looking for a resource manager or creative recruiter?

I’m a brand new PA trying to find a job in dermatology. Does anyone know new grad friendly employers? Or are you looking for an awesome pa? 🤩 open to locations.

Trying to help my fiance find ESG consulting gigs. She is about to graduate in the spring as a government major and public policy minor (t-10 public school, 3.9+ gpa). Does anyone know of firms that are hiring right now, or will be in the spring?

Job boards are looking pretty bleak right now. Any help would be so greatly appreciated

Got PMO job offer from The Body Shop Company. Hike is what I have asked for, should I join the company? Any thoughts or experience around the company?

Anyone have any suggestions to get your executive better organized with expenses?!? I’ve installed picture apps and that doesn’t seem to work....

Best books you read this year that aren’t about sales, marketing or prospecting?

Looking for energy storage system design and development jobs

Moving to London in September - looking for a place to live! Any recommendations on neighborhoods?

Any recommendations for group therapists in NYC??

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Does buyer have to share appraisal with seller? Can seller request it?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Is it common for HOA to ask you to prove your car registration is up to date?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Anyone take the WI Real Estate state exam? Any tips on what to study?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Any Property Management recs in Seattle area? :(

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!