We refinanced our home in January planning to use cash out for home improvement (pool). We changed our mind and invested in a rental property. Due to TCJA do we have to limit the mortgage interest deduction since the cash out wasn’t used as originally planned for home improvement?

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Feeling cash strapped - Just bought a home and feeling cash strapped. Thinking about stopping 401k contributions for a year or so to get more cash. My firm matches 25% up to 6% of my contribution, so I will also lose this. Thoughts???

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

I want to diversify. I have 2 options a) open a poloniex account 2) use existing Coinbase to buy ether & ShapeShift. I know option #1 might be cheaper, but there's added headache of another exchange. Thoughts?

Any recommendations for buying agents in Massachusetts?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Hey Zsers

Can somebody tell me the appraisal cycle in ZS ? Is it once a year or twice ?

Hi Fishes,

Is Deloitte India mandatorily asking 2 days hybrid work from office? or it's complete work from home??

😭 👶🏿 🌈 🐻. 🚀 🌚

Guys..how is nps thing works at Bosch..in offer letter it was given as 50k as nps and that also excluding the CTC..any hint will help

Seeking clinical manager RN, Omaha Ne

Hi All ,Multiple SAP openings in Accenture for all locations.Minimum required exp is 2.5 yrs. Interested candidates can dm me.

Last night a student was at a speech I gave. They came up after to ask how my school supports non-binary students. I’m wondering how you might answer this?

Hello Fishes,
Hope everyone is doing well!

I'm currently looking for a job change, having a total experience of 10 years in Motion Graphics, 2D Animation, Video Editing & Graphic Design. I'm working as an Assistant Design Managar at my current organization.

Can anyone help me guide about the roles at Gartner which suits my profile. Also it will be a great help if you can refer me too.

Yay! Someone joined my group!

! The international Girls Academy is launching a Global Education Week from April 11-19, they have some really amazing projects for teachers and students. And it’s free! Email:theinternationalgirlsacademy@gmail.com for more info!

Tips for 6-month eval? Originally hired at 35K as assistant and was told if I performed well, I could expect to make 50K after a year. After one week, the operations manager resigned and I took over as a trial. Officially am operations manager, but no title (only verbal) and no raise. Owner likes benefits over big pay raises. Thinking about asking for 46K, new cellphone and official title change. I'm expecting some negotiating, which I've never done. 24F, AA Bus Admin, and overall good employee

In KPMG india salary structure in performance bonus what do you mean by annual target earning and annual maximum potential earning?? How much is the average percentage I can expect ??

I am a ServiceNow Developer and want to switch the domain. Confused about which one to choose. Can any please suggest some good domains.

Hold fast mein kinder, do not lose hope or your grip; moon landing may have been fake but this trip is real

How do you maintain focus? I find myself distracted every 2 minutes.

Keep waking up at 4 am.. anyone have tips on how to avoid this and sleep thru the night? Generally go to bed around 1030 and wake up 630

I was contacted by Recruitment agency; they created my profile in iBegin; later nothing happened! Now I couldn't apply to any positions in TCS. Can someone advise what to do next? Looking for HELP! My last working day in HCL is 8-April. I work as Scrum Master.

Please advise.
I have been unhappy with the work I am doing for a few months. Not getting interview calls too. Feeling stuck. Is it okay to resign without an offer in hand in this case? I think about quitting all the time but if there are high chances of recession too. Please share your opinions. Thank you.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Any one knows what’s the easiest way to order a radon test for new construction?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

I did a buy/move/sale and for the 🏠 i bought I only put 16% and got a 2.875 rate with PMI. The plan was to pay the additional 4% after selling my prior home and get rid of pmi. I looked at refinance

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.