Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

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If you buy the same stock back in 30 days the loss turns into a wash sale.

In my opinion tax loss harvesting is only worth it if you’re considerably down.

Felt that…. Here’s to the turn around my friend

You can realize a $3k loss in a year but you can carry forward unlimited to offset future gains. I have done some swapping of IVV that is down a lot for VT and some others. Not a perfect swap but pretty close. And saves cap gains down the road

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