What do you do when compliance holds up your policy sale because they realize the person only wants the policy as an investment?

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I feel bad for your client. It’s obvious that you have no idea what you’re doing.

funny

Some company’s have changed the thought process from a nogo to ok. Mass mutual has a brochure on using WL insurance as an asset class. Metlife had the same thing before it blew itself up. When used properly, WL can be a great place for your fixed portion of your portfolio

like

Most companies now allow insurance to be used as an investment. Most actually have material that shows WL as an asset class

like

Well, that’s not suitable and no where in the best interest of the client so...

That is not true at all. If the client is higher net worth and exhausts qualified plan savings then a Perm Life policy is suitable and could be a better supplement that an NQ Brokerage or Wrap.

Actually it is because the client will get rich off this policy.

Actually my client is a former adviser and highly intelligent

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likeuplifting

How many policies a month do you sell?

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