How do you get somebody to want to buy life insurance right now instead of waiting?!?

US traveling through UK covid restrictions

I am traveling to Greece next week and have a 17hr layover in London. My partner is not vaccinated for a genetic health reasons. Can we leave the airport during our layover if we have negative covid tests? The info online is mixed. Thank you!

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Any good ETFs to invest Roth into?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

I need of UPenn health undergrad cap, gown, and stoll!! Must live in Philadelphia area

I’m surprising my girlfriend with a graduation photo shoot. She never got her cap and gown bc she didn’t do in-person this spring.

I will pay for rental and to have it dry cleaned after use.

Bookstore does not have any.

My wife left her job that provided us health insurance for a reasonable rate. So I’m finding myself searching for some reasonable alternatives. What are you guys doing? Any cooperatives?? Or what??

Hi Team,

I joined Mindtree on 8th Feb and not got project and I was waiting for last 2 and half month. So, i gave interview outside (tech mahindra) and got selected. Almost 30-35% they said they will give and i am negotiating on it.

My main concern was shift and i have some health issues and unable to continue in night shift in Mindtree and tech mahindra its purely EMEA shift and per project team update.

Shall i switch to tech Mahindra?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

How does everyone cope with the quilt of leaving a job even though it’s best for you?
My job is understaffed and I feel like I’ll be leaving them down even though my mental health can’t take it anymore.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Can I pay income tax challan using credit card?

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

What is the salary range for a non IT business analyst working for a healthcare company?

Where can I see the reviews post manager discussion?

What are the yearly hikes for NTT consulting division?

Anybody here working at Gap Inc. headquarters? Opinions on culture, work/life balance appreciated! TIA

BMO Audit team vs TD bank Compliance team?
Any feedback on how the teams are.

Is there any band at each level? If yes what is the starting band for Manager level and min salary package?

Any opportunities for dynamics functional consultant in Canada??

How important are snapshots in pwc and how to handle them

What is a salary to live comfortably? Like no roommates, nice little living room in a popular/safe neighborhood? I make 110k and most recent apartments are minimum 1700 for 1bd. Sounds a little steep for Philly.

Freelance talent available. Would love to discuss any opportunities you guys come across

Thinking of heading to Maui (for the first time) for thanksgiving and seeking recommendations for a hotel (considering Ritz but open to others) and things to do. TIA!!

What’s a realistic salary expectation for a Senior Designer in NYC? Totally clueless what to say when recruiters ask my range

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

Any loan facility available in BOA

Hello Team, Could you please let me know, how much salary will be sufficient to live in malaysia with family.

How much salary can we expect for 10yrs of experience.

As an IT infrastructure i have been tagged un cognizant internal project to support the cognizant owned datacenters VMs and infrastructure.

Can anyone please tell me how is that project in terms of Career growth and learning??

Anyone has insights into whether we can claim depreciation for our “home office” due to WFH? Not an expert here but looks like it’s for self employed individuals only, but maybe the individual tax experts in this community can help everyone out a bit 🤪

I almost had a policy I wrote replaced by basically the same coverage but at a higher premium because the other agent grossly misrepresented their product. Feels good to cause a scammer to get a CB.

Looking to connect with people in the NQDC or COLI/BOLI space.

What do you do when compliance holds up your policy sale because they realize the person only wants the policy as an investment?

Anyone know a VUL That's cheap for smokers?

Can diabetics get long term care?

How do you help client's figure out how much life insurance is the right amount?

Which one of your firm’s permanent life insurance products would you buy, and why, assuming you got a good health rating ?

I’m getting leads from my business bankers for their business owners/lending clients. How can I break in with these customers and start making big insurance sales? Cont...

Going to MDRT for the first time next month. Any advice on how to pack? What is the dress code like? It’s in Miami.

P&C focused people: What do you do to find success cross-selling life policies? I mostly sell P&C off internet leads. Most are not the ideal client for my company but I take care of them like I would anyone else. I do okay but not great with life after having the client for six months once I move them into a preferred policy. That move saves them enough to make life doable coupled with established trust. I’ve been told just to quote the auto and life together initially but it feels “off” to me.

Adderoll = terrible health rating.! Anyone have luck getting an adderoll-taker insured with Select Rating or better?

Difference between Variable Life vs Variable Universal Life?

How do you create urgency to get them to buy the policy NOW!!!!!?

Can anyone recommend a carrier that will write beyond the age of 85? Thank you !

Anyone going to MDRT ?

I’m finding that more and more people don’t care about what happens with her family after they die have you been observing this trend as well?

Anyone know of a good IMO/FMO with a good range of disability carriers? Most I see is two, tops!

Let me know who here has dealt with impaired risk . Working with a 74 year old male non smoker who had a coronary bipass 11 years ago, may have some renal issues and is afraid to do a stress test. Any ideas or experience with something like this?Any carrier suggestions?

I love the satisfaction of helping clients to obtain life insurance protection who had Cancer or Coronary or other medical history who thought there chances of obtaining coverage were slim to none. :)

How many policies a month do you sell?