How do you help client's figure out how much life insurance is the right amount?

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Guys I am on talent pool since last 3 months and I am worried now wrt my job security in the company. I see no open position for india geography in open careers page and not sure if I will get a project any sooner. Should I be worried? Anyone have any idea about globant firing employees on bench?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Question for tax folks. So I have purchased shares of a public ally traded partnership. I have received a K1 and it shows my portion of income. I will report on my tax return and pay tax. Let’s say, I sell this investment. What will be my basis in the stock? My purchase price? Or purchase price plus the income I have reported over the years? I am little confused and thinking about selling this investment. TIA

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anyone have experience with Nomos? Don’t have a lot of exposure there but a client recommended looking at them. Scrolled through their selections and loved the Lambda but it’s way out of my range.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Hi all, I have 3 years of experience in project management and looking for new opportunities.

Anyone know of a good cross-border US/UK financial fiduciary?

How is warner bros discovery client in globallogic considering work life balance.

New to due diligence and not sure the timeline of projects. Tips to stay organized of the project and timeline, and how to update those leading the deal? Just keep track of new info and provide as necessary?

I recently joined IBM Kolkata for mainframe. Is there any project available for 7B ? 9.4 years exp.

I have an offer from Wipro for apple account as Lead Engineer (Site Reliability Engineer). Can anyone tell me how the project is for apple account? Does they have on-site opportunities for Wipro emplo… more

Got an offer from Mphasis as project lead systems in testing practice team, can anyone guide me how is project n what client they have. Not getting much info from HR

Can anyone tell me about which pharma/health companies OR agencies have great WFH/remote/flex policies? I feel like Glassdoor and Indeed don't highlight that enough when it's one of the things I care about the most.

Going through a divorce and looking for advice. My wife called my employer and filed an allegation that I took client confidential documents out of my firm. I have had talent calls....

What is too short (dress/skirt) in the work place?

How's the hours, barriers to entry, and scene in general for consulting here in Singapore? Considering a career change but could only find info on US/EU

What are your favorite sites for keeping up with digital media/industry news?

Looking to create a comprehensive personal RSS feed and don't just want to stick to the basics (AdAge, AdWeek, etc).

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

I've always used "OTE" to describe my base + variable, but many in this bowl seem to refer only to their variable. Which is correct?

I am a proposal manager for federal consulting company. My base is low (112000) but I make up upto 50-70% of my base income with win bonuses. But I get the bonus only after the completion of one year of the base period of the contract. My question is -is this arrangement good or should I negotiate for higher base instead ?

Hello - can anyone drop base salaries or guarantees for Television Account Executives?🧐thanks in advance

Anyone in this bowl based in Central Florida that would like to connect?

Hi,
Any plans opening Bangalore office from June?

Can someone walk through a general day-to-day if an in-house employment lawyer? Thanks in advance!

For folks who have applied for AP/EAD, how long did it take for you to receive it?

Looking for New Year’s Eve plans for a couple other than going out to a club... any ideas?

Booz Allen fish…cross posted for as much visibility as possible…Trying to gain some data for comparison. How many people are on your admin team? How is team morale? What’s turnover like? Are employees awarded or recognized for their work? How often? What about promotions? Are they happening regularly? TIA!

Team just applied for a TS Clearance (defense agency). Trying to assess if it makes sense to wait till the clearance comes through (6 months to a year?) before I job hop. I'm hoping to get some clarity on the following:
1. Can my company withdraw or cancel my clearance if I leave right after I secure a TS?
2. In terms of compensation, how much value (% compensation) does a TS clearance have in the DC area? Places I'm considering: AWS, Azure, GCP, Data bricks, Appian etc.
Any advice, thanks!

My kids were really upset with me when I told them that my job as an engineer did not mean that I drove trains for a living

Any book recommendations on handling office politics?

Anyone else consistently recommend whole life instead of a variable or universal life for those who want permanent policies? Why do you choose one over the other?

How do you create urgency to get them to buy the policy NOW!!!!!?

Anyone have life insurance marketing ideas that has worked for them? (E.g. direct mail, events, groups, etc.)

I’m getting leads from my business bankers for their business owners/lending clients. How can I break in with these customers and start making big insurance sales? Cont...

Difference between Variable Life vs Variable Universal Life?

Does anyone know of a resource to compare the different career agent contracts with the large mutual insurers?

How do you get somebody to want to buy life insurance right now instead of waiting?!?

Anyone know a VUL That's cheap for smokers?

How are acquiring new clients

Can anyone recommend a carrier that will write beyond the age of 85? Thank you !

Looking to connect with people in the NQDC or COLI/BOLI space.

Hi I am wondering how long it would take to get established in the life insurance field just starting out. I am 28 working as a case manager for a government agency. Im currently making 91,000 and expecting another increase next January. Would I be able to replicate the same earnings in my first year? What is everyones thoughts?

Can diabetics get long term care?

Let me know who here has dealt with impaired risk . Working with a 74 year old male non smoker who had a coronary bipass 11 years ago, may have some renal issues and is afraid to do a stress test. Any ideas or experience with something like this?Any carrier suggestions?

P&C focused people: What do you do to find success cross-selling life policies? I mostly sell P&C off internet leads. Most are not the ideal client for my company but I take care of them like I would anyone else. I do okay but not great with life after having the client for six months once I move them into a preferred policy. That move saves them enough to make life doable coupled with established trust. I’ve been told just to quote the auto and life together initially but it feels “off” to me.

Anyone know of a good IMO/FMO with a good range of disability carriers? Most I see is two, tops!

Anyone going to MDRT ?

What do you do when compliance holds up your policy sale because they realize the person only wants the policy as an investment?

Going to MDRT for the first time next month. Any advice on how to pack? What is the dress code like? It’s in Miami.