What is a good credit card to put large 1 time expense on to? And why? Have a $20k + expense I need to pay…

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Probably a credit card with a really high sign up bonus and high spend. The chase ink business cards have a 100k bonus with a spend of 10k.

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What is that worth?

100k pts can be 1.5k in travel value if used with a sapphire reserve at the bare minimum. Ofcourse if you find a good redemption it can be significantly more

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you have several good options in the chase and amex arena.. yeah SE1 mentioned the ink business preferred is a good option, but if you have never had business cards before, you are looking at a 3-5k credit limit on the business side. you have options on the AMEX side with business platinum and gold and they have a much higher spending limit..

if i were you i would consider signing up for 2 cards and splitting the cost if possible. do you have a spouse in the same household? you could also open a business card with a 10k signing bonus (like the amex gold) and refer your spouse for the same card and have her/him spend the other 10k if possible.

I’ve got lots of ideas and always open to helping out. feel free to DM if you like

Thanks but I think it needs to be 1 transaction

I would just signup for a few good signup offers a and see if I could run multiple transactions. When I used to churn would often get 5 cards on the same day and then spend the next 3 months hitting bonuses.

Amex gold/platinum are pretty good. Or venture x. Happy to refer

Question. If my credit is not high enough, can I put money into the card before putting the charge on it?

google ‘cycling’- shut down risk

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